College Factual  by our College Data Analytics Team
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Can You Afford Ramapo College of New Jersey?

Concerned about paying for college? Take a look at Ramapo College’s financial aid options, including grants, scholarships, and student loans, then calculate the net price based on your income level to determine if you can afford to attend this school.

Attendance Costs in 2020 - 2021 Varied Between $17,196 & $43,959

Worried about paying the full cost of $43,959 to attend Ramapo College of New Jersey? That number can be deceiving, as the net amount most students will pay varies significantly.

For students living in New Jersey, the college offers a discount of 39.5% off tuition and fees. Also, 54.2% of freshmen receive some form of financial aid, with the average amount totaling $11,735. Students from low-income families receive an average of $17,020 in aid during their first year.

Cost for Residents of New Jersey (no aid)

Tuition and fees$14,952
+ Room and board$14,420
+ Other expenses$4,844
Total cost$34,216
Affordability Score (32 out of 100)
more expensive
less expensive

Net Price for Residents of New Jersey (with average aid)

Total cost$34,216
- Grants and scholarships$11,735
Net price$22,481
Affordability Score (36 out of 100)
more expensive
less expensive

Average Net Price for Low Income Residents of New Jersey

Total cost$34,216
- Grants and scholarships$17,020
Net price$17,196
Affordability Score (44 out of 100)
more expensive
less expensive

Cost for Non-Residents (no aid)

Tuition and fees$24,695
+ Room and board$14,420
+ Other expenses$4,844
Total cost$43,959
Affordability Score (25 out of 100)
more expensive
less expensive

Net Price for Non-Residents (with average aid)

Total cost$43,959
- Grants and scholarships$11,735
Net price$32,224
Affordability Score (17 out of 100)
more expensive
less expensive

Average Net Price for Low Income Non-Resident Undergraduates

Total cost$43,959
- Grants and scholarships$17,020
Net price$26,939
Affordability Score (20 out of 100)
more expensive
less expensive

Learn more about tuition and fees, room, board and other expenses, and financial aid options at Ramapo College.

Projected Costs Between $93,555 and $262,480 For a Four Year Degree. Between $42,739 and $128,333 For a Two Year Degree.

It can be a bit scary to look at the total projected cost of a college education over the course of a multi-year degree, however, doing so will help you better understand the financial commitment you are making.

The overall cost for on-campus, in-state students to attend Ramapo College of New Jersey in 2020 - 2021 was $34,216. To calculate future costs, we looked at the prior five years of data and determined that this cost increased an average of 2.5% each year.

If this trend continues, we expect the full cost for incoming freshmen to be $35,920 during their first year. By their senior year, that cost will be approximately $38,637, for a bachelor degree candidate ($36,804 for an associate degree candidate) for a total of $149,070 over the course of four years ($72,724 over the course of two years). These numbers do not take into consideration financial aid, which reduces this overall cost by varying amounts per student.

The cost for out-of-state students is more, with an overall expected four-year cost of $190,070 based on a yearly growth rate of 2.2%. The expected two-year cost is $92,930.

Remember, the full costs quoted above are not what most students will pay, and the net price varies quite a bit based on individual circumstances.

Average Net Price at Ramapo College of New Jersey

Cost With Interest for Residents of New Jersey

The tables below outlines how the overall degree net cost can vary depending on your situation. This table also highlights the impact student loans can have on the overall cost of college.

Projected 2-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*8.5%2.5%
Freshman year$20,446$26,451$35,920
Senior year$22,294$28,691$36,804
Total 2-year net price$42,739$55,141$72,724
10-year loan interest @ 6.8%$16,282$21,007$27,705
Total monthly payment$492$635$837
Total amount paid$59,022$76,148$100,429
Projected 4-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*8.5%2.5%
Freshman year$20,446$26,451$35,920
Senior year$26,507$33,757$38,637
Total 4-year net price$93,555$120,020$149,070
10-year loan interest @ 6.8%$35,641$45,723$56,790
Total monthly payment$1,077$1,381$1,715
Total amount paid$129,197$165,743$205,860

Cost With Interest for Out-Of-State Residents

The tables below outlines how the overall degree net cost can vary depending on your situation. This table also highlights the impact student loans can have on the overall cost of college.

Projected 2-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*6.2%2.2%
Freshman year$30,177$36,309$45,950
Senior year$31,940$38,542$46,980
Total 2-year net price$62,117$74,852$92,930
10-year loan interest @ 6.8%$23,664$28,516$35,403
Total monthly payment$715$861$1,069
Total amount paid$85,781$103,368$128,333
Projected 4-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*6.2%2.2%
Freshman year$30,177$36,309$45,950
Senior year$35,779$43,429$49,108
Total 4-year net price$131,701$159,194$190,070
10-year loan interest @ 6.8%$50,173$60,647$72,410
Total monthly payment$1,516$1,832$2,187
Total amount paid$181,875$219,841$262,480

Visit net price and financial aid to learn more about the total cost of attending Ramapo College of New Jersey.

Further Questions to Consider

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