by our College Data Analytics TeamBelow is federal data on the loans students use to pay for Rasmussen University-Kansas: median debt, the percentile spread, total borrowing including PLUS loans, and the cost to repay. The data below is drawn directly from federal sources.
For incoming students at Rasmussen University - Kansas, 100% of incoming undergraduates borrow in year one, for an average of $22,832 per student, private and federal loans combined.
On the federal side, the average loan is $12,663. That is at or past the $5,500 federal first-year limit for the typical dependent freshman. Note that average undergraduate loan amounts shown later do not include private loans — so the full freshman figure above is not directly comparable.
Among all degree-seeking undergrads at Rasmussen University - Kansas, 79% borrow through federal student loan programs, borrowing on average $10,134 in federal loans per year. That is 20.0% below the $12,663 freshmen take on.
Repeating that yearly amount projects to about $20,268 by year two and around $40,536 by the fourth year. These figures assume identical federal borrowing each year and omit private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 79% |
| Average federal loan per year | $10,134 |
| Undergraduates with a federal loan | 275 |
| Total federal loans (one year) | $2,786,825 |
The middle borrower at Rasmussen University - Kansas owes $13,000 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $13,000 |
| Students who completed (graduates) | $20,899 |
| Students who withdrew | $6,334 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
Half of all borrowers fall between the 25th and 75th percentiles shown below for Rasmussen University - Kansas.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,900 |
| 25th percentile | $3,668 |
| 75th percentile | $19,987 |
| 90th percentile (highest-debt students) | $29,799 |
The gap between the 10th and 90th percentile is the clearest single measure of how widely borrowing varies at Rasmussen University - Kansas.
PLUS loans — taken out by parents or graduate students — add to the total cost of attendance financed by debt at Rasmussen University - Kansas.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 2419 | $10,000 |
| Completed (graduates) | 1216 | $10,562 |
| Did not complete | 1203 | $9,727 |
On a standard 10-year plan, the median completing borrower would pay about $125.59/mo.
Stafford loans are the federal direct-loan program most undergraduates use. The breakdown below separates borrowers who used Stafford loans from those who did not at Rasmussen University - Kansas.
Borrowers With Any Stafford Loan
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Used a Stafford loan | 2402 | — |
| No Stafford loan | 17 | — |
Borrowers With a Stafford Loan This Year
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 2077 | $10,000 |
| No Stafford loan this year | 342 | $10,260 |
These figures turn the debt totals into a monthly repayment picture for Rasmussen University - Kansas.
A loan default — failing to keep up with federal student-loan payments — is one of the worst financial outcomes a borrower can face. Two-year cohort default-rate data for Rasmussen University - Kansas is shown below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 14.5% |
| Borrowers in the cohort | 13184 |
A lower default rate generally signals that graduates earn enough to manage their loan payments.
Median debt differs by income tier, first-generation status, and whether the student is financially dependent.
Borrowing by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $12,500 |
| Middle income | $14,203 |
| High income | $13,586 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $12,834 |
| Continuing-generation students | $13,845 |
Dependent vs Independent Borrowers
| Cohort | Median federal debt |
|---|---|
| Dependent students | $9,834 |
| Independent students | $14,000 |
These pre-calculated indicators summarize the borrowing gaps between cohorts at Rasmussen University - Kansas.
The Difference Between Subsidized and Unsubsidized Loans
With an unsubsidized loan, interest starts adding up the day the loan is disbursed, including during school. Subsidized loans, by contrast, do not accrue interest while you are enrolled at least half-time, which makes them the less expensive option when you qualify.
Important to Remember
Federal student loans are not discharged in bankruptcy in all but the rarest cases, and the government can withhold part of your income or tax refund if you default.
References
More about our data sources and methodologies.