by our College Data Analytics TeamHere you will find what students actually borrow to attend Rasmussen University-Wisconsin— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. The data below is drawn directly from federal sources.
For incoming students at Rasmussen University - Wisconsin, 50% of freshmen borrow to help pay for their first year, for an average of $12,667 per borrower, covering both private and federal loans.
On the federal side, the average loan is $12,667. This reaches or tops the $5,500 first-year federal borrowing cap for a typical dependent student. Note that average undergraduate loan amounts shown later do not include private loans — so the full freshman figure above is not directly comparable.
For undergraduates overall at Rasmussen University - Wisconsin, 76% rely on federal student loans toward their education, borrowing on average $9,173 per year. It comes to 27.6% lower than the $12,667 borrowed by freshmen.
Borrowing at that rate every year works out to about $18,346 across two years and $36,692 after four. These figures assume identical federal borrowing each year and omit private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 76% |
| Average federal loan per year | $9,173 |
| Undergraduates with a federal loan | 122 |
| Total federal loans (one year) | $1,119,131 |
The middle borrower at Rasmussen University - Wisconsin owes $13,000 in federal borrowing.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $13,000 |
| Students who completed (graduates) | $20,899 |
| Students who withdrew | $6,334 |
Withdrawn-student debt matters because those borrowers carry the loans without the degree that helps repay them.
The median hides the spread, so the percentiles below show cumulative federal debt at four points in the distribution for Rasmussen University - Wisconsin.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,900 |
| 25th percentile | $3,668 |
| 75th percentile | $19,987 |
| 90th percentile (highest-debt students) | $29,799 |
The spread between the lowest- and highest-debt deciles summarizes how variable outcomes are at Rasmussen University - Wisconsin.
Median federal debt understates the full cost when PLUS loans are included. The totals below add PLUS borrowing for Rasmussen University - Wisconsin.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 2419 | $10,000 |
| Completed (graduates) | 1216 | $10,562 |
| Did not complete | 1203 | $9,727 |
On a standard 10-year plan, the median completing borrower would pay about $125.59/mo.
Federal data lets us separate Stafford borrowers from the rest at Rasmussen University - Wisconsin.
Stafford vs Non-Stafford (any year)
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Used a Stafford loan | 2402 | — |
| No Stafford loan | 17 | — |
Current-Year Stafford Borrowers
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 2077 | $10,000 |
| No Stafford loan this year | 342 | $10,260 |
These figures turn the debt totals into a monthly repayment picture for Rasmussen University - Wisconsin.
A loan default — failing to keep up with federal student-loan payments — is one of the worst financial outcomes a borrower can face. Two-year cohort default-rate data for Rasmussen University - Wisconsin appears below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 14.5% |
| Borrowers in the cohort | 13184 |
A lower default rate generally signals that graduates earn enough to manage their loan payments.
The breakdowns below show median federal debt by income, first-generation status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $12,500 |
| Middle income | $14,203 |
| High income | $13,586 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $12,834 |
| Continuing-generation students | $13,845 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $9,834 |
| Independent students | $14,000 |
The Department of Education computes gap indicators that show how borrowing differs between student groups at Rasmussen University - Wisconsin.
Subsidized and Unsubsidized Loans
With an unsubsidized loan, interest starts adding up the day the loan is disbursed, including during school. Subsidized loans, by contrast, do not accrue interest while you are enrolled at least half-time, which makes them the less expensive option when you qualify.
Did You Know?
Federal student loans are not discharged in bankruptcy in all but the rarest cases, and the government can withhold part of your income or tax refund if you default.
References
More about our data sources and methodologies.