by our College Data Analytics TeamHere’s the full picture on paying for Reading Area Community College, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.
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The total cost of attendance at Reading Area Community College fell between $14,368.00 to $15,568.00 depending on whether you qualify for in-state rates.
In-state students paid the lower published figure, while out-of-state students faced the higher one: around $14,368.00 in-state, rising to $15,568.00 out of state.
The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.
| Tuition and fees | $11,310.00 |
| + Room, board & other expenses | $3,058.00 |
| Total cost | $14,368.00 |
| That is 25% below the national average net price. |
| Total cost | $14,368.00 |
| − Grants and scholarships | −$5,335.00 |
| Net price | $9,033.00 |
| That is 53% below the national average net price. |
| Total cost | $14,368.00 |
| − Grants and scholarships | −$6,595.00 |
| Net price | $7,773.00 |
| That is 60% below the national average net price. |
| Tuition and fees | $12,510.00 |
| + Room, board & other expenses | $3,058.00 |
| Total cost | $15,568.00 |
| That is 19% below the national average net price. |
| Total cost | $15,568.00 |
| − Grants and scholarships | −$5,335.00 |
| Net price | $10,233.00 |
| That is 47% below the national average net price. |
| Total cost | $15,568.00 |
| − Grants and scholarships | −$6,595.00 |
| Net price | $8,973.00 |
| That is 53% below the national average net price. | |
| For the full breakdown, see the tuition & fees page plus living costs. |
Cost of attendance here has been rising by around 3.7% per year; the projections below compound that across a degree. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. Loan figures amortise the projected total over ten years at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.7% | 3.7% | 3.7% |
| Freshman year | $8,060.00 | $9,367.00 | $14,899.00 |
| Senior year | $8,987.00 | $10,444.00 | $16,612.00 |
| Total 4-year net price | $34,072.00 | $39,595.00 | $62,981.00 |
| 10-year loan interest @ 6.8% | $12,980.00 | $15,084.00 | $23,993.00 |
| Total monthly payment | $392.00 | $456.00 | $725.00 |
| Total amount paid | $47,052.00 | $54,680.00 | $86,974.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.7% | 3.7% | 3.7% |
| Freshman year | $8,060.00 | $9,367.00 | $14,899.00 |
| Senior year | $8,358.00 | $9,713.00 | $15,449.00 |
| Total 2-year net price | $16,418.00 | $19,080.00 | $30,348.00 |
| 10-year loan interest @ 6.8% | $6,255.00 | $7,269.00 | $11,562.00 |
| Total monthly payment | $189.00 | $220.00 | $349.00 |
| Total amount paid | $22,673.00 | $26,348.00 | $41,910.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.7% | 3.7% | 3.7% |
| Freshman year | $9,305.00 | $10,611.00 | $16,143.00 |
| Senior year | $10,374.00 | $11,831.00 | $18,000.00 |
| Total 4-year net price | $39,332.00 | $44,855.00 | $68,241.00 |
| 10-year loan interest @ 6.8% | $14,984.00 | $17,088.00 | $25,997.00 |
| Total monthly payment | $453.00 | $516.00 | $785.00 |
| Total amount paid | $54,316.00 | $61,943.00 | $94,238.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.7% | 3.7% | 3.7% |
| Freshman year | $9,305.00 | $10,611.00 | $16,143.00 |
| Senior year | $9,648.00 | $11,003.00 | $16,740.00 |
| Total 2-year net price | $18,953.00 | $21,614.00 | $32,883.00 |
| 10-year loan interest @ 6.8% | $7,220.00 | $8,234.00 | $12,527.00 |
| Total monthly payment | $218.00 | $249.00 | $378.00 |
| Total amount paid | $26,173.00 | $29,849.00 | $45,410.00 |
Jump to the net-price detail in the net price section below.
Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. For most families it is a more realistic figure than the published cost.
| Average net price (on-campus) | $9,228.00 |
| Average net price (off-campus) | $8,039.00 |
Net price is not the same for every family — it falls as financial need rises and grant aid increases. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $6,980.00 |
| $30,000 to $48,000 | $6,502.00 |
| $48,001 to $75,000 | $8,278.00 |
| $75,001 to $110,000 | $10,947.00 |
| Over $110,000 | $13,943.00 |
For a personalized estimate, try the Reading Area Community College Net Price Calculator, or visit the financial aid office.
Dig into how aid is awarded on the financial aid breakdown.
Median graduate debt at Reading Area Community College comes to $8,250.00, which federal data classifies as a Very Low (<$10k) burden tier.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $1,700.00 |
| 25th | $3,000.00 |
| Median (50th) | $8,250.00 |
| 75th | $14,250.00 |
| 90th | $28,500.00 |
The spread between the 10th and 90th percentiles reflects how variable debt outcomes are at this school.
Dig deeper into debt on the student-loan-debt breakdown.
Family income tracks closely with debt at graduation. Below, debt is broken out by low, middle, and high family income:
| Family income | Median debt at graduation |
|---|---|
| Low income | $9,450.00 |
| Middle income | $7,660.00 |
| High income | $6,571.00 |
On average, low-income graduates leave with $2,879.00 more debt than high-income graduates.
Whether your parents attended college is associated with differences in median debt at graduation.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $8,250.00 |
| Continuing-generation students | $7,600.00 |
First-generation borrowers from Reading Area Community College carry $650.00 in additional median debt versus continuing-generation peers.
Pell Grants are the largest source of federal need-based aid for undergrads. Pell vs non-Pell comparisons surface how debt breaks down by need.
The Pell vs non-Pell debt gap at Reading Area Community College is $3,725.00. Federal data flags this school for Pell-related debt inequity.
The default-rate classification at Reading Area Community College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 19.7% |
For a sense of scale, Stafford disbursements at Reading Area Community College reach $230,479,990.00 distributed across 15,193 student borrowers.
Veterans and active-duty students can access dedicated federal education aid such as the Post-9/11 GI Bill and DoD Tuition Assistance.
| GI Bill recipients | 35 |
| Avg GI Bill amount | $3,987.00 |
| DoD Tuition Assistance recipients | 2 |
| Avg DoD Tuition Assistance | $2,665.00 |
Dig into veteran education benefits on the veterans benefits detail.
Beyond the data above, it helps to ask a few questions when weighing Reading Area Community College, the questions below are worth your time:
Each page below covers one part of paying for college in more detail:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.