by our College Data Analytics TeamHere you will find what students actually borrow to attend Research College of Nursing— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. These figures are reported by the Department of Education and IPEDS.
Among all degree-seeking undergrads at Research College of Nursing, 39% borrow through federal student loan programs, averaging $4,493 in federal loans per year.
At a steady annual pace, that totals around $8,986 by year two and around $17,972 over four years. This assumes steady federal borrowing and leaves out private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 39% |
| Average federal loan per year | $4,493 |
| Undergraduates with a federal loan | 97 |
| Total federal loans (one year) | $435,825 |
Graduating and withdrawing students at Research College of Nursing carry a median federal debt of $12,500 in federal student loans.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $12,500 |
| Students who completed (graduates) | $13,930 |
The median hides the spread, so the percentiles below show cumulative federal debt at four points in the distribution for Research College of Nursing.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,750 |
| 25th percentile | $6,987 |
| 75th percentile | $15,000 |
| 90th percentile (highest-debt students) | $19,270 |
How wide this percentile range is tells you how much borrowing varies across students at Research College of Nursing.
PLUS loans — taken out by parents or graduate students — add to the total cost of attendance financed by debt at Research College of Nursing.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 91 | $23,564 |
Stafford loans are the federal direct-loan program most undergraduates use. The breakdown below separates borrowers who used Stafford loans from those who did not at Research College of Nursing.
Stafford This Year vs Not
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 50 | $25,163 |
| No Stafford loan this year | 41 | $22,846 |
The indicators below describe what the typical debt costs to pay back at Research College of Nursing.
The default rate measures how many borrowers fall behind and ultimately fail to repay their federal loans. Two-year cohort default-rate data for Research College of Nursing appears below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 5.9% |
| Borrowers in the cohort | 101 |
A lower default rate generally signals that graduates earn enough to manage their loan payments.
The breakdowns below show median federal debt by income, first-generation status, and dependency.
Borrowing by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $12,500 |
| Middle income | $12,493 |
| High income | $13,965 |
First-Gen vs Continuing-Gen Borrowing
| Cohort | Median federal debt |
|---|---|
| First-generation students | $12,500 |
| Continuing-generation students | $12,500 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $12,677 |
| Independent students | $12,500 |
The Department of Education computes gap indicators that show how borrowing differs between student groups at Research College of Nursing.
The Difference Between Subsidized and Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Worth Knowing
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.