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Can You Afford to Attend Rhode Island College?

This overview lays out the cost of attending Rhode Island College, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.

$18,490.00 Cost of Attendance
$9,478.00 Avg Net Price
$13,833.00 Median Grad Debt

Want a specific number? Skip ahead to any section using the links below:

The Cost of Attending Rhode Island College?

Published attendance costs at Rhode Island College spanned $18,490.00 to $34,489.00 depending on residency and living arrangement.

In-state residents qualified for the lower cost, with out-of-state students paying more: roughly $18,490.00 in-state compared with $34,489.00 out of state.

Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.

The Full Cost for Residents (no aid)

Tuition and fees $11,300.00
+ Room, board & other expenses $7,190.00
Total cost $18,490.00
That is 4% below the national average net price.

Net Price for Residents (with average aid)

Total cost $18,490.00
− Grants and scholarships −$7,976.00
Net price $10,514.00
That is 45% below the national average net price.

Low-Income Net Price for Residents

Total cost $18,490.00
− Grants and scholarships −$11,076.00
Net price $7,414.00
That is 61% below the national average net price.

Published Cost for Non-Residents (no aid)

Tuition and fees $27,299.00
+ Room, board & other expenses $7,190.00
Total cost $34,489.00
That is 79% above the national average net price.

Net Price for Non-Residents (with average aid)

Total cost $34,489.00
− Grants and scholarships −$7,976.00
Net price $26,513.00
That is 38% above the national average net price.

Net Price for Low-Income Non-Residents

Total cost $34,489.00
− Grants and scholarships −$11,076.00
Net price $23,413.00
That is 22% above the national average net price.
For the full breakdown, see tuition and fees plus room and board.

Projected Cost of a Degree at Rhode Island College

Costs have trended upward in recent years by roughly 1.8% per year; the projections below compound that across a degree. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. Loan figures amortise the projected total over ten years at 6.8%.

In-State Residents

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 1.8% 1.8% 1.8%
Freshman year $7,546.00 $10,701.00 $18,818.00
Senior year $7,955.00 $11,281.00 $19,839.00
Total 4-year net price $30,997.00 $43,957.00 $77,304.00
10-year loan interest @ 6.8% $11,809.00 $16,746.00 $29,450.00
Total monthly payment $357.00 $506.00 $890.00
Total amount paid $42,805.00 $60,703.00 $106,754.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 1.8% 1.8% 1.8%
Freshman year $7,546.00 $10,701.00 $18,818.00
Senior year $7,680.00 $10,891.00 $19,153.00
Total 2-year net price $15,225.00 $21,592.00 $37,971.00
10-year loan interest @ 6.8% $5,800.00 $8,226.00 $14,466.00
Total monthly payment $175.00 $248.00 $437.00
Total amount paid $21,026.00 $29,817.00 $52,437.00

Out-of-State Projected Costs

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 1.8% 1.8% 1.8%
Freshman year $23,829.00 $26,984.00 $35,102.00
Senior year $25,122.00 $28,448.00 $37,006.00
Total 4-year net price $97,886.00 $110,846.00 $144,193.00
10-year loan interest @ 6.8% $37,291.00 $42,229.00 $54,932.00
Total monthly payment $1,126.00 $1,276.00 $1,659.00
Total amount paid $135,177.00 $153,075.00 $199,125.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 1.8% 1.8% 1.8%
Freshman year $23,829.00 $26,984.00 $35,102.00
Senior year $24,252.00 $27,463.00 $35,725.00
Total 2-year net price $48,081.00 $54,447.00 $70,827.00
10-year loan interest @ 6.8% $18,317.00 $20,742.00 $26,983.00
Total monthly payment $553.00 $627.00 $815.00
Total amount paid $66,398.00 $75,190.00 $97,810.00

Jump to the net-price detail in the net price section below.

What Families Actually Pay at Rhode Island College

Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. For most prospective students, net price gives a more realistic estimate than sticker tuition.

Average net price (on-campus) $9,478.00
Average net price (off-campus) $10,988.00

What families actually pay shifts with income, since need-based grants are larger for lower-income students. The table below shows the average net price by family-income bracket:

Family income Average net price
Under $30,000 $7,674.00
$30,000 to $48,000 $8,507.00
$48,001 to $75,000 $11,290.00
$75,001 to $110,000 $15,107.00
Over $110,000 $16,800.00

Run your own numbers with the Rhode Island College Net Price Calculator, or get in touch with the financial aid office.

Want to know how that aid is awarded? See the grants & scholarships detail.

How Much Do Students Borrow at Rhode Island College

The typical debt load for borrowers leaving Rhode Island College works out to $13,833.00, which federal data classifies as a Low ($10-20k) debt-burden bucket.

The percentile spread of debt at graduation is shown below:

Percentile Debt at graduation
10th $2,750.00
25th $5,500.00
Median (50th) $13,833.00
75th $25,000.00
90th $34,500.00

The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.

Dig deeper into debt on the student loan debt detail.

How Income Shapes Debt at Rhode Island College

Family income tracks closely with debt at graduation. The figures below split graduating borrowers into three income brackets:

Family income Median debt at graduation
Low income $12,500.00
Middle income $15,000.00
High income $14,999.00

First-Generation Debt Outcomes at Rhode Island College

First-gen students typically face different financial-aid contexts than students whose parents attended college.

Student group Median debt at graduation
First-generation students $13,700.00
Continuing-generation students $14,000.00

Debt and Pell Grant Eligibility at Rhode Island College

Pell Grant eligibility is a useful proxy for low-income status among undergraduates. Comparing Pell recipients vs non-recipients shows how debt is distributed by need.

The Pell vs non-Pell debt gap at Rhode Island College works out to $-240.00.

Default Rates and Repayment at Rhode Island College

The federal default-rate tier for Rhode Island College is Low (<5%).

Window Cohort default rate
2-year 4.4%

For a sense of scale, Stafford disbursements at Rhode Island College add up to $465,506,105.00 across 24,753 student borrowers.

Military and Veteran Aid at Rhode Island College

Veterans and current servicemembers may be eligible for major federal education benefits such as the Post-9/11 GI Bill and DoD Tuition Assistance.

GI Bill recipients 93
Avg GI Bill amount $6,386.00

For the full rundown of veteran and military benefits, see the veteran aid breakdown.

Things to Think About

The data above is a foundation; round it out by asking yourself about Rhode Island College, consider the following:

Dig Deeper on Rhode Island College

Each page below covers one part of paying for college in more detail:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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