by our College Data Analytics TeamMost students are not billed the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The total price of attendance at Richland Community College can feel overwhelming, but bear in mind that many students receive some sort of financial aid.
What financing options does Richland Community College offer, and what will you qualify for? Keep scrolling for more information. Keep going to see how much school funding could be available to you.
The amount of financial aid you can receive varies from person to person and will depend on your family’s economic situation. Continue reading to find information to help you understand just how much assistance you can expect to receive from Richland Community College.
Aid such as grants, loans, work-study, and scholarships helps colleges decrease the real cost of attendance for most students. However, some types of aid are more desirable than others, and some students will receive more than others.
For freshmen starting at Richland Community College, 86% of first-time, full-time freshmen received some form of financial aid around 36 incoming students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 81% | $6,527 |
| Institutional grants & scholarships | 60% | $2,220 |
| Federal Pell grants | 52% | $5,373 |
| State/local grants | 50% | $2,162 |
| Federal student loans | 12% | $3,460 |
The best aid is gift aid: grants and scholarships that carry no repayment obligation. Across the undergraduate body at Richland Community College, some 52% of undergraduate students received gift aid averaging $4,998 (covering around 1153 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 52% | $4,998 |
| Federal Pell grants | 33% | $3,784 |
| Federal student loans | 7% | $4,004 |
Title-IV recipients living on campus saw average grant aid of $7,742.
Since aid is largely need-based, the real cost of attendance falls steeply for lower-income families.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $4,353 |
| $30,001 – $75,000 | $4,980 |
| Over $75,000 | $9,154 |
Each figure is the net price after grants and scholarships, not the published sticker price.
Net price is the average annual cost after grants and scholarships are subtracted from the published cost of attendance — the figure closest to what a typical aid-receiving student actually pays.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $3,741 |
| Off-campus title-IV students | $5,393 |
To project your own net price, use Richland Community College’s online cost calculator: jics.richland.edu/webfiles/financialaid/netprice/npcalc.htm.
A typical borrower at Richland Community College leaves with $4,500 of federal borrowing.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $4,500 |
| Median federal debt (graduates only) | $8,256 |
| Typical 10-year monthly payment (graduates) | $87.53/mo |
The 10-year payment estimate assumes a standard federal repayment plan and the median graduate debt amount.
The numbers below show the full range, not just the middle of the distribution. The figures below chart the debt distribution at Richland Community College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,000 |
| 25th percentile | $1,814 |
| 75th percentile | $6,500 |
| 90th percentile (highest-debt students) | $12,455 |
Median debt varies by family income, by first-generation status, and by dependency status.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $4,351 |
| Middle income | $4,300 |
| High income | $5,500 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $4,500 |
| Continuing-generation students | $4,500 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $4,000 |
| Independent students | $5,632 |
Federal data publishes pre-calculated indicators that summarize debt outcomes. Richland Community College.
The Stafford loan program is the largest source of federal direct loans to undergraduates. The annual Stafford volume below reflects program activity at Richland Community College:
| Metric | Value |
|---|---|
| Stafford loan recipients | 3256 |
| Total Stafford loan amount | $23,266,388 |
GI Bill and DoD Tuition Assistance are the two federal aid programs targeted at military-affiliated students.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 12 |
| Total GI Bill amount | $36,784 |
| Average GI Bill amount per recipient | $3,065 |
References
More about our data sources and methodologies.