by our College Data Analytics TeamThis overview lays out the cost of attending Ridgewater College, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.
Jump to any section of this page using the links below:
The total published cost of attendance at Ridgewater College amounts to about $16,195.00 per year.
Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.
| Tuition and fees | $6,121.00 |
| + Room, board & other expenses | $10,074.00 |
| Total cost | $16,195.00 |
| That is 16% below the national average net price. |
| Total cost | $16,195.00 |
| − Grants and scholarships | −$5,648.00 |
| Net price | $10,547.00 |
| That is 45% below the national average net price. |
| Total cost | $16,195.00 |
| − Grants and scholarships | −$7,731.00 |
| Net price | $8,464.00 |
| That is 56% below the national average net price. | |
| Want the line-by-line detail? Dig into the tuition & fees page and room and board. |
The reported cost series has been increasing by roughly 1.2% a year, so a full degree will cost more than a single year — the tables below carry that forward. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. The repayment figures use a ten-year loan at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.2% | 1.2% | 1.2% |
| Freshman year | $8,562.00 | $10,669.00 | $16,383.00 |
| Senior year | $8,863.00 | $11,045.00 | $16,959.00 |
| Total 4-year net price | $34,849.00 | $43,425.00 | $66,680.00 |
| 10-year loan interest @ 6.8% | $13,276.00 | $16,543.00 | $25,403.00 |
| Total monthly payment | $401.00 | $500.00 | $767.00 |
| Total amount paid | $48,125.00 | $59,969.00 | $92,083.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.2% | 1.2% | 1.2% |
| Freshman year | $8,562.00 | $10,669.00 | $16,383.00 |
| Senior year | $8,661.00 | $10,793.00 | $16,573.00 |
| Total 2-year net price | $17,224.00 | $21,462.00 | $32,956.00 |
| 10-year loan interest @ 6.8% | $6,562.00 | $8,176.00 | $12,555.00 |
| Total monthly payment | $198.00 | $247.00 | $379.00 |
| Total amount paid | $23,785.00 | $29,639.00 | $45,510.00 |
Read more in the Net Price section.
Net price strips out grant and scholarship aid to show what families really pay. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.
| Average net price (on-campus) | $10,046.00 |
| Average net price (off-campus) | $10,955.00 |
What families actually pay shifts with income, since need-based grants are larger for lower-income students. Here is the average net price for each family-income range:
| Family income | Average net price |
|---|---|
| Under $30,000 | $8,400.00 |
| $30,000 to $48,000 | $9,116.00 |
| $48,001 to $75,000 | $11,065.00 |
| $75,001 to $110,000 | $13,918.00 |
| Over $110,000 | $15,965.00 |
Run your own numbers with the Ridgewater College Net Price Calculator, or visit the financial aid office.
For the grant-and-scholarship detail behind these figures, see the financial aid page.
The median amount borrowed by graduates of Ridgewater College is $9,196.00, categorized as a Very Low (<$10k) debt-burden category.
Here’s how debt at graduation distributes across borrowers:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,497.00 |
| 25th | $4,500.00 |
| Median (50th) | $9,196.00 |
| 75th | $14,479.00 |
| 90th | $23,898.00 |
The spread between the 10th and 90th percentiles reflects how variable debt outcomes are at this school.
Read the complete debt breakdown on the student loan debt page.
Student debt at graduation is not evenly distributed across income levels. Below the data splits borrowers across three income groups:
| Family income | Median debt at graduation |
|---|---|
| Low income | $9,500.00 |
| Middle income | $9,218.00 |
| High income | $8,000.00 |
Low-income graduates carry $1,500.00 in extra median debt compared with high-income peers.
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $9,000.00 |
| Continuing-generation students | $9,463.00 |
The Pell Grant is the main federal need-based award for undergraduates. The Pell vs non-Pell debt gap reveals how borrowing differs by need.
The median debt difference between Pell-eligible and non-Pell graduates of Ridgewater College comes to $1,643.00. This school carries a federal Pell-debt-inequity flag.
The default-rate classification at Ridgewater College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 11.6% |
For a sense of scale, Stafford disbursements at Ridgewater College amount to $145,028,381.00 over 12,486 recipients.
Veteran and active-military students often access dedicated federal aid programs like the Post-9/11 GI Bill and DoD tuition assistance.
| GI Bill recipients | 36 |
| Avg GI Bill amount | $3,923.00 |
| DoD Tuition Assistance recipients | 10 |
| Avg DoD Tuition Assistance | $2,058.00 |
Read more about military and veteran aid on the veteran aid breakdown.
Use the figures above as a launch point, then think through Ridgewater College, think through the questions below:
Use the pages below to go deeper on a specific part of the cost story:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.