by our College Data Analytics TeamHere you will find what students actually borrow to attend Riverside College of Health Careers: median debt, the percentile spread, total borrowing including PLUS loans, and the cost to repay. The data below is drawn directly from federal sources.
Looking at the entering class at Riverside College of Health Careers, 33% of incoming students take out a loan to help cover first-year costs, borrowing on average $4,913 each — a figure that counts both private and federal student loans.
The average federal loan is $4,913, or about 89.3% of the $5,500 first-year borrowing cap for the typical first-year dependent student. Bear in mind the undergraduate averages later on cover federal loans only, whereas this freshman total folds in private loans too.
Across the full undergraduate body at Riverside College of Health Careers (freshmen included), 76% finance part of their studies with federal loans, with a mean of $6,394 a year. That amounts to 30.1% more than the first-year federal average of $4,913.
Carrying that yearly figure forward comes to roughly $12,788 over two years and about $25,576 across a four-year program. The estimate holds federal borrowing constant and does not count private or Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 76% |
| Average federal loan per year | $6,394 |
| Undergraduates with a federal loan | 243 |
| Total federal loans (one year) | $1,553,653 |
Graduating and withdrawing students at Riverside College of Health Careers carry a median federal debt of $14,250 in federal borrowing.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $14,250 |
| Students who completed (graduates) | $14,787 |
| Students who withdrew | $4,750 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
Half of all borrowers fall between the 25th and 75th percentiles shown below for Riverside College of Health Careers.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $5,833 |
| 25th percentile | $9,500 |
| 75th percentile | $18,503 |
| 90th percentile (highest-debt students) | $22,668 |
The spread between the lowest- and highest-debt deciles summarizes how variable outcomes are at Riverside College of Health Careers.
PLUS loans — taken out by parents or graduate students — add to the total cost of attendance financed by debt at Riverside College of Health Careers.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 58 | $15,681 |
The split below distinguishes Stafford borrowers from non-Stafford borrowers at Riverside College of Health Careers.
Stafford This Year vs Not
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 46 | — |
| No Stafford loan this year | 12 | — |
The indicators below describe what the typical debt costs to pay back at Riverside College of Health Careers.
The default rate measures how many borrowers fall behind and ultimately fail to repay their federal loans. The federal two-year cohort default rate for Riverside College of Health Careers is shown below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 1.4% |
| Borrowers in the cohort | 136 |
This rate follows a borrower cohort from the start of repayment through the two-year window the Department of Education uses.
The breakdowns below show median federal debt by income, first-generation status, and dependency.
Borrowing by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $14,250 |
| Middle income | $14,250 |
| High income | $13,000 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $14,047 |
| Continuing-generation students | $14,250 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $12,375 |
| Independent students | $15,250 |
Federal data publishes the following gap measures for Riverside College of Health Careers.
The Difference Between Subsidized and Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Did You Know?
Federal student loans are not discharged in bankruptcy in all but the rarest cases, and the government can withhold part of your income or tax refund if you default.
References
More about our data sources and methodologies.