by our College Data Analytics TeamThis page focuses on the debt students take on to attend Rizzieri Institute: median debt, the percentile spread, total borrowing including PLUS loans, and the cost to repay. These figures are reported by the Department of Education and IPEDS.
Looking at the entering class at Rizzieri School for the Healing Arts, 49% of new students use loans toward freshman-year expenses, at roughly $5,179 each, across private and federal loan sources.
The average federally funded loan is $4,850, representing 88.2% of the $5,500 cap on first-year federal borrowing for the typical dependent student. Bear in mind the undergraduate averages later on cover federal loans only, whereas this freshman total folds in private loans too.
Looking at all undergraduates at Rizzieri School for the Healing Arts, freshmen included, 44% use federal student loans to help pay for their education, for a typical $4,173 in federal loans per year. That amounts to 14.0% under the $4,850 typical freshmen borrow.
Borrowing at that rate every year works out to about $8,346 after two years and $16,692 by the fourth year. This assumes steady federal borrowing and leaves out private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 44% |
| Average federal loan per year | $4,173 |
| Undergraduates with a federal loan | 27 |
| Total federal loans (one year) | $112,680 |
Graduating and withdrawing students at Rizzieri School for the Healing Arts carry a median federal debt of $6,333 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $6,333 |
Looking only at the median is misleading — these four percentiles describe the full debt distribution for borrowers at Rizzieri School for the Healing Arts.
| Percentile | Cumulative Federal Debt |
|---|---|
| 25th percentile | $3,972 |
| 75th percentile | $6,861 |
These figures turn the debt totals into a monthly repayment picture for Rizzieri School for the Healing Arts.
Subsidized vs. Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Important to Remember
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.