by our College Data Analytics TeamHere’s the full picture on paying for Rock Valley College, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
If you want to dig into a particular figure, jump to any section below:
What it costs to attend Rock Valley College works out to about $14,351.00 per academic year.
The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.
| Tuition and fees | $7,379.00 |
| + Room, board & other expenses | $6,972.00 |
| Total cost | $14,351.00 |
| That is 25% below the national average net price. |
| Total cost | $14,351.00 |
| − Grants and scholarships | −$6,678.00 |
| Net price | $7,673.00 |
| That is 60% below the national average net price. |
| Total cost | $14,351.00 |
| − Grants and scholarships | −$8,511.00 |
| Net price | $5,840.00 |
| That is 70% below the national average net price. | |
| For the full breakdown, see the tuition & fees page plus living costs. |
Below, a full degree is projected forward at today’s cost. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $5,840.00 | $7,673.00 | $14,351.00 |
| Senior year | $5,840.00 | $7,673.00 | $14,351.00 |
| Total 4-year net price | $23,360.00 | $30,692.00 | $57,404.00 |
| 10-year loan interest @ 6.8% | $8,899.00 | $11,693.00 | $21,869.00 |
| Total monthly payment | $269.00 | $353.00 | $661.00 |
| Total amount paid | $32,259.00 | $42,385.00 | $79,273.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $5,840.00 | $7,673.00 | $14,351.00 |
| Senior year | $5,840.00 | $7,673.00 | $14,351.00 |
| Total 2-year net price | $11,680.00 | $15,346.00 | $28,702.00 |
| 10-year loan interest @ 6.8% | $4,450.00 | $5,846.00 | $10,934.00 |
| Total monthly payment | $134.00 | $177.00 | $330.00 |
| Total amount paid | $16,130.00 | $21,192.00 | $39,636.00 |
| See the full net-price breakdown in the Net Price section. |
Net price reflects the true cost to attend after grant and scholarship aid is deducted. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.
| Average net price (on-campus) | $5,242.00 |
| Average net price (off-campus) | $7,325.00 |
Net price is not the same for every family — it falls as financial need rises and grant aid increases. Here is the average net price for each family-income range:
| Family income | Average net price |
|---|---|
| Under $30,000 | $5,555.00 |
| $30,000 to $48,000 | $7,220.00 |
| $48,001 to $75,000 | $9,691.00 |
| $75,001 to $110,000 | $10,798.00 |
Use Rock Valley College Net Price Calculator.
For the grant-and-scholarship detail behind these figures, see the financial aid breakdown.
The median graduating debt at Rock Valley College amounts to $5,500.00, which federal data classifies as a Very Low (<$10k) debt-burden category.
Here’s how debt at graduation distributes across borrowers:
| Percentile | Debt at graduation |
|---|---|
| 10th | $1,089.00 |
| 25th | $1,765.00 |
| Median (50th) | $5,500.00 |
| 75th | $6,750.00 |
| 90th | $11,500.00 |
How far apart the 10th and 90th percentiles sit tells you how uneven debt outcomes are.
Explore borrowing, repayment, and default in detail on the student-loan-debt breakdown.
Median debt at graduation differs meaningfully across income brackets. Below, debt is broken out by low, middle, and high family income:
| Family income | Median debt at graduation |
|---|---|
| Low income | $6,180.00 |
| Middle income | $5,000.00 |
| High income | $5,500.00 |
Borrowers from lower-income families leave school with $680.00 more debt than high-income graduates.
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $5,460.00 |
| Continuing-generation students | $5,500.00 |
Pell Grants are the largest source of federal need-based aid for undergrads. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The median debt gap between Pell and non-Pell graduates of Rock Valley College is $130.00. Federal data flags this school for Pell-related debt inequity.
The federal default-rate tier for Rock Valley College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 14.1% |
For scale, federal Stafford loan disbursements at Rock Valley College reach $31,446,951.00 across 5,203 borrowers.
Veterans and active-duty servicemembers can tap dedicated federal aid programs including the GI Bill and Department of Defense tuition support.
| GI Bill recipients | 60 |
| Avg GI Bill amount | $2,989.00 |
| DoD Tuition Assistance recipients | 4 |
| Avg DoD Tuition Assistance | $1,866.00 |
For the full rundown of veteran and military benefits, see the veterans benefits detail.
Numbers only tell part of the story. As you weigh Rock Valley College, a few questions are worth asking:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.