by our College Data Analytics TeamMost students will never be charged the complete price tag of a school. Rather, they are presented a financial aid deal that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The total cost of going to Rockford University can seem overwhelming, but bear in mind that many students are given some form of financial aid.
What financing options does Rockford offer you, and what will you qualify for? Keep scrolling for more information. Scroll down to find out just how much financial aid will be open to you.
The amount of financial aid you can receive varies from person to person and will depend on your family’s economic situation. The information provided on this page can help you determine how much aid you may receive from Rockford University.
Aid such as grants, loans, work-study, and scholarships helps colleges decrease the real cost of attendance for most students. Some kinds of aid are clearly preferable to others, and outcomes differ across students.
At Rockford University, 98% of entering full-time freshmen got some type of financial assistance roughly 186 students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 98% | $25,671 |
| Institutional grants & scholarships | 47% | $38,717 |
| Federal Pell grants | 57% | $5,358 |
| State/local grants | 98% | $3,876 |
| Federal student loans | 56% | $5,310 |
Unlike loans, grants and scholarships are gift aid that does not need to be paid back, making them the most desirable form of assistance. At Rockford, about 86% of undergraduate students received gift aid averaging $24,997 (covering around 836 undergraduates).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 86% | $24,997 |
| Federal Pell grants | 48% | $5,532 |
| Federal student loans | 57% | $6,909 |
On-campus students receiving title-IV aid were awarded grants averaging $26,733.
The figures below show the average net price — cost after all grant and scholarship aid — broken out by family income.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $21,469 |
| $30,001 – $75,000 | $21,115 |
| Over $75,000 | $25,766 |
These figures reflect what title-IV aid recipients pay after grant and scholarship aid is applied.
The net price strips out grant and scholarship aid from the sticker price to show roughly what families really pay.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $22,436 |
| Off-campus title-IV students | $23,066 |
To project your own net price, use Rockford’s net price tool: [tcc.ruffalonl.com/Rockford University/Freshman-Students](https://tcc.ruffalonl.com/Rockford University/Freshman-Students).
The median federal debt load at Rockford comes to $15,000 of federal borrowing.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $15,000 |
| Median federal debt (graduates only) | $22,274 |
| Typical 10-year monthly payment (graduates) | $236.14/mo |
That monthly figure reflects the median graduate debt repaid on a standard 10-year federal schedule.
Looking only at the median can be misleading because it hides the spread. These percentiles trace how cumulative federal debt is spread among borrowers at Rockford.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $4,750 |
| 25th percentile | $8,250 |
| 75th percentile | $28,500 |
| 90th percentile (highest-debt students) | $35,000 |
How much a student borrows depends heavily on family income, first-gen status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $18,204 |
| Middle income | $15,000 |
| High income | $13,000 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $15,000 |
| Continuing-generation students | $13,000 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $13,000 |
| Independent students | $25,000 |
The figure below distills the debt data into a single burden category for Rockford.
The Stafford program is the federal direct-loan vehicle most undergraduates use. These figures summarize annual Stafford program activity at Rockford:
| Metric | Value |
|---|---|
| Stafford loan recipients | 6610 |
| Total Stafford loan amount | $139,950,761 |
If you are a veteran or active-duty service member, the GI Bill and DoD Tuition Assistance are the primary federal programs you can use at this school.
Post-9/11 GI Bill recipients
| Metric | Value |
|---|---|
| GI Bill recipients | 26 |
| Total GI Bill amount | $290,164 |
| Average GI Bill amount per recipient | $11,160 |
References
More about our data sources and methodologies.