by our College Data Analytics TeamHere you will find what students actually borrow to attend Roger Williams University School of Law— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. These figures are reported by the Department of Education and IPEDS.
The median student at Roger Williams University School of Law borrows $19,500 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $19,500 |
| Students who completed (graduates) | $26,940 |
| Students who withdrew | $6,119 |
Withdrawn-student debt matters because those borrowers carry the loans without the degree that helps repay them.
Half of all borrowers fall between the 25th and 75th percentiles shown below for Roger Williams University School of Law.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,750 |
| 25th percentile | $7,017 |
| 75th percentile | $27,000 |
| 90th percentile (highest-debt students) | $28,973 |
The spread between the lowest- and highest-debt deciles summarizes how variable outcomes are at Roger Williams University School of Law.
The figures above count only the students own federal loans. Adding PLUS loans (borrowed by parents or graduate students) gives a fuller picture of total borrowing at Roger Williams University School of Law.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 649 | $35,175 |
| Completed (graduates) | 432 | $49,892 |
| Did not complete | 217 | $22,951 |
On a standard 10-year plan, the median completing borrower would pay about $593.27/mo.
Federal data lets us separate Stafford borrowers from the rest at Roger Williams University School of Law.
Any-Stafford Borrowers
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Used a Stafford loan | 637 | — |
| No Stafford loan | 12 | — |
Borrowers With a Stafford Loan This Year
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 591 | $38,361 |
| No Stafford loan this year | 58 | $14,353 |
The indicators below describe what the typical debt costs to pay back at Roger Williams University School of Law.
The default rate measures how many borrowers fall behind and ultimately fail to repay their federal loans. The official Department of Education two-year default rate for Roger Williams University School of Law is shown below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 2.6% |
| Borrowers in the cohort | 1149 |
This rate follows a borrower cohort from the start of repayment through the two-year window the Department of Education uses.
Borrowing varies by family income, by first-generation status, and by dependency status.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $14,066 |
| Middle income | $19,500 |
| High income | $20,500 |
First-Gen vs Continuing-Gen Borrowing
| Cohort | Median federal debt |
|---|---|
| First-generation students | $19,500 |
| Continuing-generation students | $20,171 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $20,000 |
| Independent students | $10,145 |
Federal data publishes the following gap measures for Roger Williams University School of Law.
Subsidized and Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Important to Remember
Federal student loans are not discharged in bankruptcy in all but the rarest cases, and the government can withhold part of your income or tax refund if you default.
References
More about our data sources and methodologies.