by our College Data Analytics TeamMany students will never be charged the complete price tag of a school. Rather, they are presented a financial aid deal that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The total price of attendance at Rose State College can feel tremendous, but do not forget that almost all students receive some sort of financial help.
Just what financial assistance solutions will RSC deliver, and just what are you going to be eligible for? Read on for answers. Read on to see what amount of financial assistance could be accessible to you.
How much aid you qualify for depends largely on your family’s financial circumstances. Continue reading to find information to help you understand just how much assistance you can expect to receive from Rose State College.
Financial aid, in the form of loans, grants, work-study, and scholarships, is one way colleges reduce the cost of attendance so most students can actually afford to attend. Keep in mind that certain forms of assistance are more beneficial than others, and aid amounts differ from student to student.
For freshmen starting at Rose State College, 84% of the incoming full-time class was awarded financial aid (about 758 freshmen).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 78% | $6,229 |
| Institutional grants & scholarships | 31% | $4,081 |
| Federal Pell grants | 52% | $5,247 |
| State/local grants | 30% | $2,550 |
| Federal student loans | 16% | $5,262 |
The best aid is gift aid: grants and scholarships that carry no repayment obligation. At RSC, some 62% of the undergraduate population received grant aid that averaged $3,600 (across roughly 4566 awardees).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 62% | $3,600 |
| Federal Pell grants | 29% | $4,352 |
| Federal student loans | 13% | $6,168 |
On-campus students receiving title-IV aid were awarded grants averaging $6,507.
Because need-based aid scales with family income, what students actually pay differs sharply across income brackets.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $9,942 |
| $30,001 – $75,000 | $11,576 |
| Over $75,000 | $14,523 |
These figures reflect what title-IV aid recipients pay after grant and scholarship aid is applied.
The net price represents the average annual cost a title-IV-receiving student pays after grant aid is subtracted from the full cost of attendance.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $12,148 |
| Off-campus title-IV students | $10,903 |
For a customized cost estimate, visit RSC’s official net price calculator: www.rose.edu/content/admissions-aid/financial-aid-scholarships/net-price-calculator/.
The median federal debt load at RSC comes to $5,500 in federal student debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $5,500 |
| Median federal debt (graduates only) | $10,453 |
| Typical 10-year monthly payment (graduates) | $110.82/mo |
Spreading the median graduate debt over a standard 10-year repayment schedule works out to roughly the monthly payment shown above.
The median alone does not show how widely outcomes vary across the student body. The figures below chart the debt distribution at RSC.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,750 |
| 25th percentile | $2,000 |
| 75th percentile | $8,137 |
| 90th percentile (highest-debt students) | $15,000 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $5,277 |
| Middle income | $5,500 |
| High income | $5,500 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $5,500 |
| Continuing-generation students | $5,500 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $6,500 |
Federal data publishes pre-calculated indicators that summarize debt outcomes. RSC.
The Stafford loan program is the largest source of federal direct loans to undergraduates. Below is the annual Stafford program activity at RSC:
| Metric | Value |
|---|---|
| Stafford loan recipients | 19842 |
| Total Stafford loan amount | $168,977,405 |
Veterans and active-duty service members may qualify for the Post-9/11 GI Bill or DoD Tuition Assistance.
Post-9/11 GI Bill recipients
| Metric | Value |
|---|---|
| GI Bill recipients | 254 |
| Total GI Bill amount | $439,729 |
| Average GI Bill amount per recipient | $1,731 |
DoD program volume
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 133 |
| Total DoD amount | $158,671 |
| Average DoD amount per recipient | $1,193 |
References
More about our data sources and methodologies.