by our College Data Analytics TeamThis guide covers the real cost of attending Rowan-Cabarrus Community College, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
If you want to dig into a particular figure, jump to any section below:
The full cost of attending Rowan-Cabarrus Community College spanned $14,666.00 to $19,274.00 depending on your residency status.
The lower figure reflects the in-state rate and the higher figure the out-of-state rate: near $14,666.00 in-state against $19,274.00 out-of-state.
Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.
| Tuition and fees | $2,064.00 |
| + Room, board & other expenses | $12,602.00 |
| Total cost | $14,666.00 |
| That is 24% below the national average net price. |
| Total cost | $14,666.00 |
| − Grants and scholarships | −$9,357.00 |
| Net price | $5,309.00 |
| That is 72% below the national average net price. |
| Total cost | $14,666.00 |
| − Grants and scholarships | −$10,758.00 |
| Net price | $3,908.00 |
| That is 80% below the national average net price. |
| Tuition and fees | $6,672.00 |
| + Room, board & other expenses | $12,602.00 |
| Total cost | $19,274.00 |
| That is roughly at the national average net price. |
| Total cost | $19,274.00 |
| − Grants and scholarships | −$9,357.00 |
| Net price | $9,917.00 |
| That is 48% below the national average net price. |
| Total cost | $19,274.00 |
| − Grants and scholarships | −$10,758.00 |
| Net price | $8,516.00 |
| That is 56% below the national average net price. | |
| Want the line-by-line detail? Dig into tuition and fees and living costs. |
The projections below extend the current annual cost across a degree. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. Loan math assumes ten-year repayment at 6.8% interest.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $3,908.00 | $5,309.00 | $14,666.00 |
| Senior year | $3,908.00 | $5,309.00 | $14,666.00 |
| Total 4-year net price | $15,632.00 | $21,236.00 | $58,664.00 |
| 10-year loan interest @ 6.8% | $5,955.00 | $8,090.00 | $22,349.00 |
| Total monthly payment | $180.00 | $244.00 | $675.00 |
| Total amount paid | $21,587.00 | $29,326.00 | $81,013.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $3,908.00 | $5,309.00 | $14,666.00 |
| Senior year | $3,908.00 | $5,309.00 | $14,666.00 |
| Total 2-year net price | $7,816.00 | $10,618.00 | $29,332.00 |
| 10-year loan interest @ 6.8% | $2,978.00 | $4,045.00 | $11,174.00 |
| Total monthly payment | $90.00 | $122.00 | $338.00 |
| Total amount paid | $10,794.00 | $14,663.00 | $40,506.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $8,516.00 | $9,917.00 | $19,274.00 |
| Senior year | $8,516.00 | $9,917.00 | $19,274.00 |
| Total 4-year net price | $34,064.00 | $39,668.00 | $77,096.00 |
| 10-year loan interest @ 6.8% | $12,977.00 | $15,112.00 | $29,371.00 |
| Total monthly payment | $392.00 | $457.00 | $887.00 |
| Total amount paid | $47,041.00 | $54,780.00 | $106,467.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $8,516.00 | $9,917.00 | $19,274.00 |
| Senior year | $8,516.00 | $9,917.00 | $19,274.00 |
| Total 2-year net price | $17,032.00 | $19,834.00 | $38,548.00 |
| 10-year loan interest @ 6.8% | $6,489.00 | $7,556.00 | $14,685.00 |
| Total monthly payment | $196.00 | $228.00 | $444.00 |
| Total amount paid | $23,521.00 | $27,390.00 | $53,233.00 |
| For the complete net-price picture, see the Net Price section. |
The net price figure shows the cost after grants and scholarships are deducted. It is usually a better planning number than the sticker cost above.
| Average net price (on-campus) | $7,981.00 |
| Average net price (off-campus) | $4,842.00 |
What families actually pay shifts with income, since need-based grants are larger for lower-income students. The figures below give average net price by income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $4,131.00 |
| $30,000 to $48,000 | $4,686.00 |
| $48,001 to $75,000 | $6,201.00 |
| $75,001 to $110,000 | $6,669.00 |
For a personalized estimate, try the Rowan-Cabarrus Community College Net Price Calculator, or check with the financial aid office.
Dig into how aid is awarded on the financial aid breakdown.
The median amount borrowed by graduates of Rowan-Cabarrus Community College amounts to $8,457.00, which the Department of Education classifies as a Very Low (<$10k) debt-burden category.
Across borrowers, debt at graduation distributes like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,000.00 |
| 25th | $3,675.00 |
| Median (50th) | $8,457.00 |
| 75th | $13,200.00 |
| 90th | $19,000.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
Dig deeper into debt on the student-loan-debt breakdown.
Student debt at graduation is not evenly distributed across income levels. The table below divides borrowers into three income tiers:
| Family income | Median debt at graduation |
|---|---|
| Low income | $9,408.00 |
| Middle income | $8,211.00 |
| High income | $3,670.00 |
Borrowers from lower-income families leave school with $5,738.00 more than graduates from high-income families.
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $9,008.00 |
| Continuing-generation students | $8,250.00 |
First-generation graduates from Rowan-Cabarrus Community College leave with $758.00 more than continuing-generation graduates.
Pell Grants are the largest source of federal need-based aid for undergrads. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The Pell-versus-non-Pell median debt difference at Rowan-Cabarrus Community College stands at $3,508.00. This institution is flagged by federal data for Pell-debt inequity.
The Department of Education default-rate tier for Rowan-Cabarrus Community College is Low (<5%).
To put the rates in context, Stafford loans at Rowan-Cabarrus Community College reach $49,585,465.00 spread across 4,482 disbursements.
Veteran and active-military students often access dedicated federal aid programs including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.
| GI Bill recipients | 72 |
| Avg GI Bill amount | $1,231.00 |
| DoD Tuition Assistance recipients | 3 |
| Avg DoD Tuition Assistance | $735.00 |
Read more about military and veteran aid on the veteran aid breakdown.
Beyond the data above, it helps to ask a few questions when weighing Rowan-Cabarrus Community College, consider the following:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.