by our College Data Analytics TeamThe majority of students will not be asked to pay the advertised price of a school. Instead, they will be provided a financial aid package that will include a combination of scholarships, grants, loans, and work-study. The price tag of going to Rowan University can appear tremendous, but do not forget that almost all students obtain some kind of financial help.
What financial assistance options will Rowan offer, and what will you qualify for? Read on for more information. Scroll down to learn how much school funding will be available to you.
How much aid you qualify for depends largely on your family’s financial circumstances. Use the information below to understand how much financial assistance you may get from Rowan University.
Colleges use loans, grants, scholarships and work-study to minimize what students actually pay out of pocket. Note that some aid is more valuable than the rest, and individual awards are far from uniform.
At Rowan University, 97% of entering full-time freshmen got some type of financial assistance (about 2475 first-years).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 93% | $12,419 |
| Institutional grants & scholarships | 88% | $7,399 |
| Federal Pell grants | 37% | $5,928 |
| State/local grants | 34% | $8,302 |
| Federal student loans | 50% | $5,368 |
Unlike loans, grants and scholarships are gift aid that does not need to be paid back, making them the most desirable form of assistance. Across the undergraduate body at Rowan, roughly 78% of undergraduate students received gift aid averaging $10,782 (covering around 11627 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 78% | $10,782 |
| Federal Pell grants | 33% | $5,465 |
| Federal student loans | 43% | $6,645 |
Title-IV recipients living on campus saw average grant aid of $13,434.
The figures below show the average net price — cost after all grant and scholarship aid — broken out by family income.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $15,343 |
| $30,001 – $75,000 | $17,561 |
| Over $75,000 | $28,563 |
Remember these are net prices — what families pay after gift aid, not before.
The net price strips out grant and scholarship aid from the sticker price to show roughly what families really pay.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $22,408 |
| Off-campus title-IV students | $22,185 |
For a customized cost estimate, visit Rowan’s official net price calculator: rowan.studentaidcalculator.com/survey.aspx.
The middle student in the debt distribution at Rowan owes $16,750 of federal student loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $16,750 |
| Median federal debt (graduates only) | $20,500 |
| Typical 10-year monthly payment (graduates) | $217.33/mo |
Under a standard ten-year plan, the median graduate’s monthly payment lands near the figure above.
Looking only at the median can be misleading because it hides the spread. Use the percentiles below to see the debt range at Rowan.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $4,500 |
| 25th percentile | $7,500 |
| 75th percentile | $25,000 |
| 90th percentile (highest-debt students) | $31,000 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $17,683 |
| Middle income | $17,151 |
| High income | $15,500 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $17,000 |
| Continuing-generation students | $15,514 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $16,000 |
| Independent students | $18,750 |
A handful of calculated indicators summarize the debt outlook at Rowan.
The Stafford loan program is the largest source of federal direct loans to undergraduates. Below is the annual Stafford program activity at Rowan:
| Metric | Value |
|---|---|
| Stafford loan recipients | 47861 |
| Total Stafford loan amount | $1,195,125,902 |
If you are a veteran or active-duty service member, the GI Bill and DoD Tuition Assistance are the primary federal programs you can use at this school.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 211 |
| Total GI Bill amount | $2,208,312 |
| Average GI Bill amount per recipient | $10,466 |
Active-duty Tuition Assistance recipients
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 12 |
| Total DoD amount | $35,750 |
| Average DoD amount per recipient | $2,979 |
References
More about our data sources and methodologies.