by our College Data Analytics TeamA lot of students are not billed the full sticker price of a school. Rather, they are offered a financial aid plan that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The price tag of going to Rutgers University-Camden can appear overwhelming, but bear in mind that many students obtain some kind of financial aid.
What financial aid options can Rutgers Camden offer, and what will you qualify for? Keep reading for more information. Scroll down to learn just how much financial aid will be open to you.
Your financial aid package, which may contain grants and scholarships, will be determined on your financial need. The figures below will help you estimate the aid you might receive from Rutgers University-Camden.
Aid such as grants, loans, work-study, and scholarships helps colleges decrease the real cost of attendance for most students. However, some types of aid are more desirable than others, and some students will receive more than others.
For incoming first-year students at Rutgers University-Camden, 95% of first-time, full-time freshmen received some form of financial aid around 547 students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 94% | $16,726 |
| Institutional grants & scholarships | 88% | $9,470 |
| Federal Pell grants | 55% | $5,760 |
| State/local grants | 42% | $8,914 |
| Federal student loans | 41% | $7,368 |
Because grants and scholarships do not have to be repaid, they are the most sought-after type of financial aid. Here, some 88% of undergraduate students received gift aid averaging $14,269 (among about 3451 recipients).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 88% | $14,269 |
| Federal Pell grants | 48% | $5,301 |
| Federal student loans | 47% | $8,136 |
Title-IV recipients living on campus saw average grant aid of $16,433.
The figures below show the average net price — cost after all grant and scholarship aid — broken out by family income.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $15,033 |
| $30,001 – $75,000 | $13,444 |
| Over $75,000 | $25,282 |
Each figure is the net price after grants and scholarships, not the published sticker price.
Net price is the cost remaining after grant and scholarship aid is subtracted from the sticker price, and it is the most useful single number for estimating real cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $18,745 |
| Off-campus title-IV students | $18,803 |
For a personalized estimate based on your family’s financial situation, use Rutgers Camden’s net price tool: scarlethub.rutgers.edu/financial-services/tools-resources/net-price-calculator/.
The middle student in the debt distribution at Rutgers Camden owes $19,000 of cumulative federal debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $19,000 |
| Median federal debt (graduates only) | $21,500 |
| Typical 10-year monthly payment (graduates) | $227.94/mo |
At a typical 10-year repayment schedule, the median graduate would pay about the monthly figure above.
The median alone does not show how widely outcomes vary across the student body. The figures below chart the debt distribution at Rutgers Camden.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $5,490 |
| 25th percentile | $10,044 |
| 75th percentile | $27,000 |
| 90th percentile (highest-debt students) | $32,000 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $19,500 |
| Middle income | $19,500 |
| High income | $18,012 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $19,000 |
| Continuing-generation students | $19,000 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $18,750 |
| Independent students | $21,916 |
The figure below distills the debt data into a single burden category for Rutgers Camden.
Stafford loans make up the bulk of federal direct lending to undergraduates. The aggregate figures below show how active the program is at Rutgers Camden:
| Metric | Value |
|---|---|
| Stafford loan recipients | 157138 |
| Total Stafford loan amount | $4,159,266,121 |
Veterans and active-duty service members may qualify for the Post-9/11 GI Bill or DoD Tuition Assistance.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 199 |
| Total GI Bill amount | $1,397,056 |
| Average GI Bill amount per recipient | $7,020 |
DoD Tuition Assistance activity
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 1 |
| Total DoD amount | $2,250 |
| Average DoD amount per recipient | $2,250 |
References
More about our data sources and methodologies.