Can You Afford Rutgers University - New Brunswick?

Concerned about paying for college? Take a look at Rutgers New Brunswick’s financial aid options, including grants, scholarships, and student loans, then calculate the net price based on your income level to determine if you can afford to attend this school.

Attendance Costs in 2020 - 2021 Varied Between $15,593 & $49,784

Worried about paying the full cost of $49,784 to attend Rutgers University - New Brunswick? That number can be deceiving, as the net amount most students will pay varies significantly.

For students living in New Jersey, the university offers a discount of 52.8% off tuition and fees. Also, 48.6% of freshmen receive some form of financial aid, with the average amount totaling $14,494. Students from low-income families receive an average of $17,409 in aid during their first year.

Cost for Residents of New Jersey (no aid)

Tuition and fees$15,003
+ Room and board$13,075
+ Other expenses$4,924
Total cost$33,002
Affordability Score (34 out of 100)
more expensive
less expensive

Net Price for Residents of New Jersey (with average aid)

Total cost$33,002
- Grants and scholarships$14,494
Net price$18,508
Affordability Score (50 out of 100)
more expensive
less expensive

Average Net Price for Low Income Residents of New Jersey

Total cost$33,002
- Grants and scholarships$17,409
Net price$15,593
Affordability Score (52 out of 100)
more expensive
less expensive

Cost for Non-Residents (no aid)

Tuition and fees$31,785
+ Room and board$13,075
+ Other expenses$4,924
Total cost$49,784
Affordability Score (17 out of 100)
more expensive
less expensive

Net Price for Non-Residents (with average aid)

Total cost$49,784
- Grants and scholarships$14,494
Net price$35,290
Affordability Score (11 out of 100)
more expensive
less expensive

Average Net Price for Low Income Non-Resident Undergraduates

Total cost$49,784
- Grants and scholarships$17,409
Net price$32,375
Affordability Score (9 out of 100)
more expensive
less expensive

Learn more about tuition and fees, room, board and other expenses, and financial aid options at Rutgers New Brunswick.

Projected Costs Between $63,383 and $293,486 For a Four Year Degree. Between $31,546 and $144,024 For a Two Year Degree.

It can be a bit scary to look at the total projected cost of a college education over the course of a multi-year degree, however, doing so will help you better understand the financial commitment you are making.

The overall cost for on-campus, in-state students to attend Rutgers University - New Brunswick in 2020 - 2021 was $33,002. To calculate future costs, we looked at the prior five years of data and determined that this cost increased an average of 1.9% each year.

If this trend continues, we expect the full cost for incoming freshmen to be $34,255 during their first year. By their senior year, that cost will be approximately $36,223, for a bachelor degree candidate ($34,899 for an associate degree candidate) for a total of $140,931 over the course of four years ($69,153 over the course of two years). These numbers do not take into consideration financial aid, which reduces this overall cost by varying amounts per student.

The cost for out-of-state students is more, with an overall expected four-year cost of $212,523 based on a yearly growth rate of 1.9%. The expected two-year cost is $104,293.

Remember, the full costs quoted above are not what most students will pay, and the net price varies quite a bit based on individual circumstances.

Average Net Price at Rutgers University - New Brunswick

Cost With Interest for Residents of New Jersey

The tables below outlines how the overall degree net cost can vary depending on your situation. This table also highlights the impact student loans can have on the overall cost of college.

Projected 2-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*0.2%1.9%
Freshman year$15,737$18,582$34,255
Senior year$15,809$18,619$34,899
Total 2-year net price$31,546$37,201$69,153
10-year loan interest @ 6.8%$12,018$14,172$26,345
Total monthly payment$363$428$796
Total amount paid$43,564$51,374$95,498
Projected 4-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*0.2%1.9%
Freshman year$15,737$18,582$34,255
Senior year$15,955$18,694$36,223
Total 4-year net price$63,383$74,552$140,931
10-year loan interest @ 6.8%$24,147$28,401$53,689
Total monthly payment$729$858$1,622
Total amount paid$87,529$102,953$194,620

Cost With Interest for Out-Of-State Residents

The tables below outlines how the overall degree net cost can vary depending on your situation. This table also highlights the impact student loans can have on the overall cost of college.

Projected 2-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*0.1%1.9%
Freshman year$33,098$35,368$51,663
Senior year$33,465$35,407$52,629
Total 2-year net price$66,563$70,774$104,293
10-year loan interest @ 6.8%$25,358$26,962$39,732
Total monthly payment$766$814$1,200
Total amount paid$91,921$97,737$144,024
Projected 4-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*0.1%1.9%
Freshman year$33,098$35,368$51,663
Senior year$34,212$35,485$54,616
Total 4-year net price$134,612$141,704$212,523
10-year loan interest @ 6.8%$51,282$53,984$80,963
Total monthly payment$1,549$1,631$2,446
Total amount paid$185,894$195,688$293,486

Visit net price and financial aid to learn more about the total cost of attending Rutgers University - New Brunswick.

Further Questions to Consider

  • Do you know your deadlines?

    Meeting application deadlines for both the college and the FAFSA is crucial to getting financial aid.

  • When can you expect to begin receiving bills from the college?
  • Is there an option to make payments in monthly installments?

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