by our College Data Analytics TeamHere’s the full picture on paying for Rutgers University-New Brunswick, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.
If you want to dig into a particular figure, jump to any section below:
The total cost of attendance at Rutgers University-New Brunswick ranged from $35,232.00 and $54,744.00 depending on your residency status.
In-state residents qualified for the lower cost, with out-of-state students paying more: about $35,232.00 in-state versus $54,744.00 out of state.
Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.
| Tuition and fees | $17,929.00 |
| + Room, board & other expenses | $17,303.00 |
| Total cost | $35,232.00 |
| That is 83% above the national average net price. |
| Total cost | $35,232.00 |
| − Grants and scholarships | −$12,587.00 |
| Net price | $22,645.00 |
| That is 18% above the national average net price. |
| Total cost | $35,232.00 |
| − Grants and scholarships | −$20,650.00 |
| Net price | $14,582.00 |
| That is 24% below the national average net price. |
| Tuition and fees | $37,441.00 |
| + Room, board & other expenses | $17,303.00 |
| Total cost | $54,744.00 |
| That is 184% above the national average net price. |
| Total cost | $54,744.00 |
| − Grants and scholarships | −$12,587.00 |
| Net price | $42,157.00 |
| That is 119% above the national average net price. |
| Total cost | $54,744.00 |
| − Grants and scholarships | −$20,650.00 |
| Net price | $34,094.00 |
| That is 77% above the national average net price. | |
| Want the line-by-line detail? Dig into the tuition & fees page and room and board. |
Costs have trended upward in recent years at about 4.3% a year, so a full degree will cost more than a single year — the tables below carry that forward. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.3% | 4.3% | 4.3% |
| Freshman year | $15,209.00 | $23,619.00 | $36,747.00 |
| Senior year | $17,257.00 | $26,800.00 | $41,696.00 |
| Total 4-year net price | $64,875.00 | $100,748.00 | $156,747.00 |
| 10-year loan interest @ 6.8% | $24,715.00 | $38,381.00 | $59,715.00 |
| Total monthly payment | $747.00 | $1,159.00 | $1,804.00 |
| Total amount paid | $89,591.00 | $139,129.00 | $216,462.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.3% | 4.3% | 4.3% |
| Freshman year | $15,209.00 | $23,619.00 | $36,747.00 |
| Senior year | $15,863.00 | $24,635.00 | $38,328.00 |
| Total 2-year net price | $31,073.00 | $48,254.00 | $75,075.00 |
| 10-year loan interest @ 6.8% | $11,838.00 | $18,383.00 | $28,601.00 |
| Total monthly payment | $358.00 | $555.00 | $864.00 |
| Total amount paid | $42,910.00 | $66,637.00 | $103,676.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.3% | 4.3% | 4.3% |
| Freshman year | $35,560.00 | $43,970.00 | $57,099.00 |
| Senior year | $40,349.00 | $49,891.00 | $64,787.00 |
| Total 4-year net price | $151,684.00 | $187,557.00 | $243,556.00 |
| 10-year loan interest @ 6.8% | $57,786.00 | $71,452.00 | $92,786.00 |
| Total monthly payment | $1,746.00 | $2,158.00 | $2,803.00 |
| Total amount paid | $209,471.00 | $259,009.00 | $336,342.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.3% | 4.3% | 4.3% |
| Freshman year | $35,560.00 | $43,970.00 | $57,099.00 |
| Senior year | $37,090.00 | $45,861.00 | $59,554.00 |
| Total 2-year net price | $72,650.00 | $89,832.00 | $116,653.00 |
| 10-year loan interest @ 6.8% | $27,677.00 | $34,223.00 | $44,441.00 |
| Total monthly payment | $836.00 | $1,034.00 | $1,342.00 |
| Total amount paid | $100,327.00 | $124,054.00 | $161,094.00 |
Read more in the net-price section.
Net price reflects the true cost to attend after grant and scholarship aid is deducted. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.
| Average net price (on-campus) | $24,406.00 |
| Average net price (off-campus) | $23,519.00 |
Net price is far from uniform: lower-income families typically pay much less after aid. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $15,885.00 |
| $30,000 to $48,000 | $15,532.00 |
| $48,001 to $75,000 | $17,578.00 |
| $75,001 to $110,000 | $24,020.00 |
| Over $110,000 | $33,460.00 |
For a personalized estimate, try the Rutgers University-New Brunswick Net Price Calculator, or get in touch with the financial aid office.
Dig into how aid is awarded on the grants & scholarships detail.
The typical debt load for borrowers leaving Rutgers University-New Brunswick works out to $19,000.00, landing it in the Low ($10-20k) debt-load classification.
The full distribution of debt at graduation looks like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $5,490.00 |
| 25th | $10,044.00 |
| Median (50th) | $19,000.00 |
| 75th | $27,000.00 |
| 90th | $32,000.00 |
How far apart the 10th and 90th percentiles sit tells you how uneven debt outcomes are.
For the full borrowing and repayment picture, see the student loan debt page.
Median debt at graduation differs meaningfully across income brackets. The table below divides borrowers into three income tiers:
| Family income | Median debt at graduation |
|---|---|
| Low income | $19,500.00 |
| Middle income | $19,500.00 |
| High income | $18,012.00 |
Low-income borrowers graduate with $1,488.00 in extra median debt compared with high-income peers.
First-gen students typically face different financial-aid contexts than students whose parents attended college.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $19,000.00 |
| Continuing-generation students | $19,000.00 |
Pell Grants are the federal government’s primary need-based undergraduate aid program. The Pell vs non-Pell debt gap reveals how borrowing differs by need.
The gap between Pell-eligible and non-Pell median debt at Rutgers University-New Brunswick amounts to $3,283.00. Federal data flags this school for Pell-related debt inequity.
The federal default-rate tier for Rutgers University-New Brunswick is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 4.9% |
To give some context for these rates, Stafford loans disbursed at Rutgers University-New Brunswick total $4,159,266,121.00 distributed across 157,138 student borrowers.
Veterans and active-duty students can access dedicated federal education aid such as the Post-9/11 GI Bill and DoD Tuition Assistance.
| GI Bill recipients | 432 |
| Avg GI Bill amount | $5,378.00 |
| DoD Tuition Assistance recipients | 10 |
| Avg DoD Tuition Assistance | $1,938.00 |
Dig into veteran education benefits on the veteran aid breakdown.
The data above is a foundation; round it out by asking yourself about Rutgers University-New Brunswick, consider the following:
Each page below covers one part of paying for college in more detail:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.