by our College Data Analytics TeamA large number of students will never be charged the full sticker price of a school. Rather, they are offered a financial aid plan that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The total price of attendance at Saddleback College can feel tremendous, but do not forget that almost all students receive some sort of financial help.
What financial aid options can Saddleback College offer, and what will you qualify for? Keep reading for more information. Keep going to find out how much school funding will be available to you.
Eligibility for aid and scholarships is driven mostly by your household’s income and need. The information provided on this page can help you determine how much aid you may receive from Saddleback College.
Financial assistance, available as scholarships, loans, and work-study, is a way schools lower the price of attendance so many students can enroll. However, some types of aid are more desirable than others, and some students will receive more than others.
Among first-time, full-time freshmen at Saddleback College, 77% of first-time, full-time freshmen received some form of financial aid some 1208 incoming students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 77% | $4,603 |
| Institutional grants & scholarships | 1% | $1,710 |
| Federal Pell grants | 30% | $5,935 |
| State/local grants | 77% | $2,248 |
| Federal student loans | 1% | $5,955 |
Unlike loans, grants and scholarships are gift aid that does not need to be paid back, making them the most desirable form of assistance. At Saddleback College, approximately 45% of undergraduates were awarded an average grant or scholarship of $3,454 (among about 8245 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 45% | $3,454 |
| Federal Pell grants | 15% | $4,692 |
| Federal student loans | 1% | $6,450 |
For on-campus title-IV students, average grant aid came to $9,787.
Since aid is largely need-based, the real cost of attendance falls steeply for lower-income families.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $2,084 |
| $30,001 – $75,000 | $3,574 |
| Over $75,000 | $6,079 |
Remember these are net prices — what families pay after gift aid, not before.
Net price is the average annual cost after grants and scholarships are subtracted from the published cost of attendance — the figure closest to what a typical aid-receiving student actually pays.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $4,152 |
| Off-campus title-IV students | $2,976 |
For an estimate tailored to your family circumstances, see Saddleback College’s NPC: misweb.cccco.edu/npc/891/npcalc.htm.
Graduating students at Saddleback College carry a median federal student debt of $6,988 of federal student loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $6,988 |
| Median federal debt (graduates only) | $9,500 |
| Typical 10-year monthly payment (graduates) | $100.72/mo |
At a typical 10-year repayment schedule, the median graduate would pay about the monthly figure above.
Percentiles reveal the spread — half of all borrowers fall between the 25th and 75th percentiles. The percentiles below describe the cumulative federal debt distribution for borrowers at Saddleback College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,750 |
| 25th percentile | $2,750 |
| 75th percentile | $10,500 |
| 90th percentile (highest-debt students) | $19,631 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $8,750 |
| Middle income | $5,713 |
| High income | $4,650 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $7,125 |
| Continuing-generation students | $5,625 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,057 |
| Independent students | $9,500 |
The figure below distills the debt data into a single burden category for Saddleback College.
Stafford loans are the federal government’s primary direct undergraduate lending program. Below is the annual Stafford program activity at Saddleback College:
| Metric | Value |
|---|---|
| Stafford loan recipients | 3601 |
| Total Stafford loan amount | $33,075,476 |
The GI Bill and DoD Tuition Assistance are the main federal aid routes for veterans and service members.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 0 |
| Total GI Bill amount | $0 |
Active-duty Tuition Assistance recipients
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 0 |
| Total DoD amount | $0 |
References
More about our data sources and methodologies.