by our College Data Analytics TeamA large number of students are not billed the advertised price of a school. Instead, they will be provided a financial aid package that will include a combination of scholarships, grants, loans, and work-study. The price tag of going to Saginaw Valley State University can appear overwhelming, but bear in mind that many students obtain some kind of financial aid.
Just what financial assistance solutions will Saginaw Valley State University deliver, and just what are you going to be eligible for? Read on for answers. Keep reading to discover what amount of financial assistance could be accessible to you.
The amount of financial aid and scholarships you are eligible for will vary depending on your family’s income. Continue reading to find information to help you understand just how much assistance you can expect to receive from Saginaw Valley State University.
Financial assistance, available as scholarships, loans, and work-study, is a way schools lower the price of attendance so many students can enroll. Bear in mind that not all aid is equal, and the amount any one student receives can vary widely.
Looking at the entering class at Saginaw Valley State University, 99% of the incoming full-time class was awarded financial aid approximately 1273 new students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 98% | $13,512 |
| Institutional grants & scholarships | 98% | $7,869 |
| Federal Pell grants | 42% | $5,409 |
| State/local grants | 69% | $4,768 |
| Federal student loans | 48% | $4,933 |
Unlike loans, grants and scholarships are gift aid that does not need to be paid back, making them the most desirable form of assistance. At Saginaw Valley State University, about 84% of undergrads got grants or scholarships worth on average $10,025 (for some 5167 undergraduates).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 84% | $10,025 |
| Federal Pell grants | 35% | $5,046 |
| Federal student loans | 50% | $6,134 |
For students living on campus and receiving title-IV aid, grants averaged $14,161.
Since aid is largely need-based, the real cost of attendance falls steeply for lower-income families.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $10,929 |
| $30,001 – $75,000 | $12,587 |
| Over $75,000 | $17,970 |
Remember these are net prices — what families pay after gift aid, not before.
Net price is the cost remaining after grant and scholarship aid is subtracted from the sticker price, and it is the most useful single number for estimating real cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $10,775 |
| Off-campus title-IV students | $14,582 |
To get a personalized net price estimate, try Saginaw Valley State University’s net price calculator: webtech.svsu.edu/NetPriceCalculator/.
Graduating students at Saginaw Valley State University carry a median federal student debt of $17,500 of cumulative federal debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $17,500 |
| Median federal debt (graduates only) | $25,000 |
| Typical 10-year monthly payment (graduates) | $265.04/mo |
The 10-year payment estimate assumes a standard federal repayment plan and the median graduate debt amount.
The median alone does not show how widely outcomes vary across the student body. Use the percentiles below to see the debt range at Saginaw Valley State University.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $4,198 |
| 25th percentile | $7,104 |
| 75th percentile | $31,000 |
| 90th percentile (highest-debt students) | $42,131 |
How much a student borrows depends heavily on family income, first-gen status, and dependency.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $17,724 |
| Middle income | $17,304 |
| High income | $17,500 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $18,001 |
| Continuing-generation students | $16,649 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $17,500 |
| Independent students | $19,100 |
A handful of calculated indicators summarize the debt outlook at Saginaw Valley State University.
The Stafford loan program is the largest source of federal direct loans to undergraduates. The annual Stafford volume below reflects program activity at Saginaw Valley State University:
| Metric | Value |
|---|---|
| Stafford loan recipients | 32574 |
| Total Stafford loan amount | $711,841,769 |
The GI Bill and DoD Tuition Assistance are the main federal aid routes for veterans and service members.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 61 |
| Total GI Bill amount | $528,700 |
| Average GI Bill amount per recipient | $8,667 |
Active-duty Tuition Assistance recipients
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 4 |
| Total DoD amount | $7,500 |
| Average DoD amount per recipient | $1,875 |
References
More about our data sources and methodologies.