by our College Data Analytics TeamMany students are not billed the full sticker price of a school. Rather, they are offered a financial aid plan that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The sum total of attendance at Saint Ambrose University can sound overpowering, but remember that the majority of students get some type of financial assistance.
Just what financial aid solutions can St. Ambrose University provide, and just what are you going to be eligible for? Keep reading for answers. Scroll down to see just how much financial aid could be open to you.
Eligibility for aid and scholarships is driven mostly by your household’s income and need. The information provided on this page can help you determine how much aid you may receive from Saint Ambrose University.
Aid such as grants, loans, work-study, and scholarships helps colleges decrease the real cost of attendance for most students. Bear in mind that not all aid is equal, and the amount any one student receives can vary widely.
For incoming first-year students at Saint Ambrose University, 100% of entering full-time freshmen got some type of financial assistance (about 420 new students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 100% | $25,877 |
| Institutional grants & scholarships | 100% | $22,530 |
| Federal Pell grants | 35% | $5,256 |
| State/local grants | 22% | $6,900 |
| Federal student loans | 59% | $5,408 |
The best aid is gift aid: grants and scholarships that carry no repayment obligation. At St. Ambrose University, around 94% of undergraduates were awarded an average grant or scholarship of $24,080 (across roughly 1986 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 94% | $24,080 |
| Federal Pell grants | 32% | $5,202 |
| Federal student loans | 64% | $7,271 |
For on-campus title-IV students, average grant aid came to $26,450.
How much a family pays depends heavily on income, because most aid is awarded on the basis of financial need.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $19,178 |
| $30,001 – $75,000 | $19,262 |
| Over $75,000 | $25,297 |
The numbers above are post-aid net prices, so they already account for grants and scholarships.
Net price is the average annual cost after grants and scholarships are subtracted from the published cost of attendance — the figure closest to what a typical aid-receiving student actually pays.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $24,691 |
| Off-campus title-IV students | $22,750 |
To get a personalized net price estimate, try St. Ambrose University’s online cost calculator: sau.edu/tuition-financial-aid/net-price-calculator.
The median student at St. Ambrose University graduates with $19,500 of federal borrowing.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $19,500 |
| Median federal debt (graduates only) | $25,000 |
| Typical 10-year monthly payment (graduates) | $265.04/mo |
Under a standard ten-year plan, the median graduate’s monthly payment lands near the figure above.
The median alone does not show how widely outcomes vary across the student body. These percentiles trace how cumulative federal debt is spread among borrowers at St. Ambrose University.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $4,750 |
| 25th percentile | $10,743 |
| 75th percentile | $27,000 |
| 90th percentile (highest-debt students) | $32,250 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $22,487 |
| Middle income | $18,750 |
| High income | $19,500 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $18,750 |
| Continuing-generation students | $20,500 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $19,500 |
| Independent students | $22,089 |
Federal data publishes pre-calculated indicators that summarize debt outcomes. St. Ambrose University.
Most undergraduate borrowing runs through the federal Stafford loan program. The annual Stafford volume below reflects program activity at St. Ambrose University:
| Metric | Value |
|---|---|
| Stafford loan recipients | 12697 |
| Total Stafford loan amount | $309,373,918 |
Military-affiliated students can tap the Post-9/11 GI Bill and DoD Tuition Assistance.
Post-9/11 GI Bill recipients
| Metric | Value |
|---|---|
| GI Bill recipients | 59 |
| Total GI Bill amount | $866,947 |
| Average GI Bill amount per recipient | $14,694 |
Active-duty Tuition Assistance recipients
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 4 |
| Total DoD amount | $13,000 |
| Average DoD amount per recipient | $3,250 |
References
More about our data sources and methodologies.