by our College Data Analytics TeamA large number of students are not billed the advertised price of a school. Instead, they will be provided a financial aid package that will include a combination of scholarships, grants, loans, and work-study. The total price of attendance at St. John Fisher University can feel overpowering, but remember that the majority of students receive some sort of financial assistance.
Just what financial aid solutions can Fisher provide, and just what are you going to be eligible for? Keep reading for answers. Read on to learn how much school funding will be available to you.
The amount of financial aid you can receive varies from person to person and will depend on your family’s economic situation. The figures below will help you estimate the aid you might receive from St. John Fisher University.
Financial assistance, available as scholarships, loans, and work-study, is a way schools lower the price of attendance so many students can enroll. Some kinds of aid are clearly preferable to others, and outcomes differ across students.
Looking at the entering class at St. John Fisher University, 100% of first-time, full-time freshmen received some form of financial aid around 611 new students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 100% | $24,530 |
| Institutional grants & scholarships | 100% | $21,048 |
| Federal Pell grants | 30% | $5,838 |
| State/local grants | 36% | $4,114 |
| Federal student loans | 73% | $5,295 |
The best aid is gift aid: grants and scholarships that carry no repayment obligation. Here, approximately 98% of undergrads got grants or scholarships worth on average $22,380 (for some 2538 undergraduates).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 98% | $22,380 |
| Federal Pell grants | 29% | $5,517 |
| Federal student loans | 68% | $6,476 |
Title-IV recipients living on campus saw average grant aid of $26,256.
Because need-based aid scales with family income, what students actually pay differs sharply across income brackets.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $17,076 |
| $30,001 – $75,000 | $24,410 |
| Over $75,000 | $32,196 |
Each amount is the average cost remaining once grant aid is subtracted, by income band.
Net price is the average annual cost after grants and scholarships are subtracted from the published cost of attendance — the figure closest to what a typical aid-receiving student actually pays.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $28,945 |
| Off-campus title-IV students | $28,150 |
For a customized cost estimate, visit Fisher’s net price calculator: www.sjf.edu/admissions-aid/financial-aid/net-price-calculator/.
The median federal debt load at Fisher comes to $19,500 in federal loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $19,500 |
| Median federal debt (graduates only) | $23,250 |
| Typical 10-year monthly payment (graduates) | $246.49/mo |
That monthly figure reflects the median graduate debt repaid on a standard 10-year federal schedule.
Looking only at the median can be misleading because it hides the spread. These percentiles trace how cumulative federal debt is spread among borrowers at Fisher.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $5,500 |
| 25th percentile | $11,000 |
| 75th percentile | $27,000 |
| 90th percentile (highest-debt students) | $33,000 |
Median debt varies by family income, by first-generation status, and by dependency status.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $21,000 |
| Middle income | $20,000 |
| High income | $19,500 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $19,660 |
| Continuing-generation students | $19,500 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $19,500 |
| Independent students | $23,356 |
Federal data publishes pre-calculated indicators that summarize debt outcomes. Fisher.
The Stafford program is the federal direct-loan vehicle most undergraduates use. The totals below capture Stafford lending at Fisher:
| Metric | Value |
|---|---|
| Stafford loan recipients | 15280 |
| Total Stafford loan amount | $422,091,663 |
The GI Bill and DoD Tuition Assistance are the main federal aid routes for veterans and service members.
Post-9/11 GI Bill recipients
| Metric | Value |
|---|---|
| GI Bill recipients | 43 |
| Total GI Bill amount | $911,321 |
| Average GI Bill amount per recipient | $21,194 |
DoD Tuition Assistance activity
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 0 |
| Total DoD amount | $0 |
References
More about our data sources and methodologies.