A large number of students will not be asked to pay the complete price tag of a school. Rather, they are presented a financial aid deal that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The total cost of going to Saint Johns University can seem overwhelming, but bear in mind that many students are given some form of financial aid.
Just what financing solutions does SJU provide, and just what are you going to be eligible for? Keep scrolling for answers. Keep reading to see what amount of financial assistance could be accessible to you.
Eligibility for aid and scholarships is driven mostly by your household’s income and need. Continue reading to find information to help you understand just how much assistance you can expect to receive from Saint Johns University.
Aid such as grants, loans, work-study, and scholarships helps colleges decrease the real cost of attendance for most students. Some kinds of aid are clearly preferable to others, and outcomes differ across students.
For freshmen starting at Saint Johns University, 100% of new full-time first-years were awarded at least some aid around 365 freshmen).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 100% | $40,035 |
| Institutional grants & scholarships | 100% | $36,440 |
| Federal Pell grants | 19% | $5,873 |
| State/local grants | 30% | $6,964 |
| Federal student loans | 58% | $5,218 |
Gift aid — grants and scholarships — beats loans every time because none of it has to be repaid. At SJU, roughly 99% of undergraduate students received gift aid averaging $37,258 (across approximately 1465 undergraduates).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 99% | $37,258 |
| Federal Pell grants | 18% | $5,741 |
| Federal student loans | 55% | $6,305 |
Title-IV recipients living on campus saw average grant aid of $42,849.
The figures below show the average net price — cost after all grant and scholarship aid — broken out by family income.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $12,564 |
| $30,001 – $75,000 | $15,206 |
| Over $75,000 | $31,784 |
The numbers above are post-aid net prices, so they already account for grants and scholarships.
After grants and scholarships come off the published price, what remains is the net price — the best estimate of true out-of-pocket cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $25,672 |
| Off-campus title-IV students | $27,018 |
To get a personalized net price estimate, try SJU’s online cost calculator: csbsju.edu/admission/cost-aid-scholarships/net-price-calculators/sju-net-price-calculator.
The median student at SJU graduates with $23,250 of federal student loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $23,250 |
| Median federal debt (graduates only) | $27,000 |
| Typical 10-year monthly payment (graduates) | $286.24/mo |
At a typical 10-year repayment schedule, the median graduate would pay about the monthly figure above.
The numbers below show the full range, not just the middle of the distribution. The percentiles below describe the cumulative federal debt distribution for borrowers at SJU.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $5,500 |
| 25th percentile | $12,250 |
| 75th percentile | $27,100 |
| 90th percentile (highest-debt students) | $32,000 |
Outcomes differ by income bracket, by first-generation status, and by whether a student is financially dependent.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $19,500 |
| Middle income | $24,965 |
| High income | $23,860 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $24,250 |
| Continuing-generation students | $23,125 |
The figure below distills the debt data into a single burden category for SJU.
The Stafford loan program is the largest source of federal direct loans to undergraduates. The totals below capture Stafford lending at SJU:
| Metric | Value |
|---|---|
| Stafford loan recipients | 4906 |
| Total Stafford loan amount | $74,357,364 |
GI Bill and DoD Tuition Assistance are the two federal aid programs targeted at military-affiliated students.
Post-9/11 GI Bill recipients
| Metric | Value |
|---|---|
| GI Bill recipients | 8 |
| Total GI Bill amount | $216,725 |
| Average GI Bill amount per recipient | $27,091 |
Active-duty Tuition Assistance recipients
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 5 |
| Total DoD amount | $17,750 |
| Average DoD amount per recipient | $3,550 |
References
More about our data sources and methodologies.