by our College Data Analytics TeamThis guide covers the real cost of attending University of Saint Joseph, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.
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Published attendance costs at University of Saint Joseph amounts to about $56,786.00 annually.
Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.
| Tuition and fees | $47,278.00 |
| + Room, board & other expenses | $9,508.00 |
| Total cost | $56,786.00 |
| That is 73% above the national average net price. |
| Total cost | $56,786.00 |
| − Grants and scholarships | −$31,911.00 |
| Net price | $24,875.00 |
| That is 24% below the national average net price. |
| Total cost | $56,786.00 |
| − Grants and scholarships | −$35,337.00 |
| Net price | $21,449.00 |
| That is 35% below the national average net price. | |
| Explore each piece on the tuition & fees page plus room and board. |
Cost of attendance here has been rising at about 3.1% a year, so a full degree will cost more than a single year — the tables below carry that forward. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. Loan math assumes ten-year repayment at 6.8% interest.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.1% | 3.1% | 3.1% |
| Freshman year | $22,124.00 | $25,657.00 | $58,572.00 |
| Senior year | $24,277.00 | $28,155.00 | $64,274.00 |
| Total 4-year net price | $92,758.00 | $107,574.00 | $245,575.00 |
| 10-year loan interest @ 6.8% | $35,337.00 | $40,982.00 | $93,555.00 |
| Total monthly payment | $1,067.00 | $1,238.00 | $2,826.00 |
| Total amount paid | $128,095.00 | $148,555.00 | $339,130.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.1% | 3.1% | 3.1% |
| Freshman year | $22,124.00 | $25,657.00 | $58,572.00 |
| Senior year | $22,819.00 | $26,464.00 | $60,414.00 |
| Total 2-year net price | $44,943.00 | $52,122.00 | $118,986.00 |
| 10-year loan interest @ 6.8% | $17,122.00 | $19,856.00 | $45,329.00 |
| Total monthly payment | $517.00 | $600.00 | $1,369.00 |
| Total amount paid | $62,065.00 | $71,978.00 | $164,316.00 |
For the complete net-price picture, see the net-price section.
The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.
| Average net price (on-campus) | $27,989.00 |
| Average net price (off-campus) | $27,375.00 |
Net price is far from uniform: lower-income families typically pay much less after aid. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $21,080.00 |
| $30,000 to $48,000 | $25,118.00 |
| $48,001 to $75,000 | $27,448.00 |
| $75,001 to $110,000 | $25,346.00 |
| Over $110,000 | $30,212.00 |
Estimate your specific net price using the school’s University of Saint Joseph Net Price Calculator, or check with the financial aid office.
Curious how grants and scholarships are distributed? Explore the financial aid page.
Typical debt at graduation from University of Saint Joseph amounts to $24,000.00, placing the school in the Moderate ($20-30k) debt-load classification.
Across borrowers, debt at graduation distributes like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $5,500.00 |
| 25th | $12,000.00 |
| Median (50th) | $24,000.00 |
| 75th | $29,500.00 |
| 90th | $37,500.00 |
The spread between the 10th and 90th percentiles reflects how variable debt outcomes are at this school.
Dig deeper into debt on the student-loan-debt breakdown.
Student debt at graduation is not evenly distributed across income levels. The breakdown below segments borrowers by family income at entry:
| Family income | Median debt at graduation |
|---|---|
| Low income | $25,000.00 |
| Middle income | $24,233.00 |
| High income | $21,500.00 |
Borrowers from lower-income families leave school with $3,500.00 in extra median debt compared with high-income peers.
First-gen students typically face different financial-aid contexts than students whose parents attended college.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $24,000.00 |
| Continuing-generation students | $23,875.00 |
First-gen students at University of Saint Joseph take on $125.00 in extra median debt compared with continuing-generation peers.
The Pell Grant is the main federal need-based award for undergraduates. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.
The Pell-versus-non-Pell median debt difference at University of Saint Joseph comes to $-519.00.
The federal default-rate tier for University of Saint Joseph is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 3.0% |
To put the rates in context, Stafford loans at University of Saint Joseph total $320,452,179.00 over 9,428 borrowers.
Veterans and current servicemembers may be eligible for major federal education benefits including the GI Bill and Department of Defense tuition support.
| GI Bill recipients | 15 |
| Avg GI Bill amount | $20,587.00 |
| DoD Tuition Assistance recipients | 2 |
| Avg DoD Tuition Assistance | $2,250.00 |
Dig into veteran education benefits on the college veterans page.
The data above is a foundation; round it out by asking yourself about University of Saint Joseph, keep these questions in mind:
Explore the related pages below for a deeper look at the cost picture:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.