by our College Data Analytics TeamBelow is the data on what it actually costs to attend St. Joseph’s University-New York, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
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The cost of attendance at St. Joseph’s University-New York stands at about $39,254.00 for a single academic year.
Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.
| Tuition and fees | $36,550.00 |
| + Room, board & other expenses | $2,704.00 |
| Total cost | $39,254.00 |
| That is 20% above the national average net price. |
| Total cost | $39,254.00 |
| − Grants and scholarships | −$22,862.00 |
| Net price | $16,392.00 |
| That is 50% below the national average net price. |
| Total cost | $39,254.00 |
| − Grants and scholarships | −$25,021.00 |
| Net price | $14,233.00 |
| That is 57% below the national average net price. | |
| Explore each piece on tuition and fees and room and board. |
Published costs have climbed year over year by around 6.1% a year, so a full degree will cost more than a single year — the tables below carry that forward. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. The loan rows amortise the projected total over a ten-year, 6.8% repayment.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 6.1% | 6.1% | 6.1% |
| Freshman year | $15,105.00 | $17,397.00 | $41,660.00 |
| Senior year | $18,057.00 | $20,796.00 | $49,801.00 |
| Total 4-year net price | $66,208.00 | $76,252.00 | $182,600.00 |
| 10-year loan interest @ 6.8% | $25,223.00 | $29,049.00 | $69,564.00 |
| Total monthly payment | $762.00 | $878.00 | $2,101.00 |
| Total amount paid | $91,431.00 | $105,301.00 | $252,164.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 6.1% | 6.1% | 6.1% |
| Freshman year | $15,105.00 | $17,397.00 | $41,660.00 |
| Senior year | $16,031.00 | $18,463.00 | $44,214.00 |
| Total 2-year net price | $31,137.00 | $35,860.00 | $85,874.00 |
| 10-year loan interest @ 6.8% | $11,862.00 | $13,661.00 | $32,715.00 |
| Total monthly payment | $358.00 | $413.00 | $988.00 |
| Total amount paid | $42,999.00 | $49,522.00 | $118,590.00 |
Jump to the net-price detail in the net-price section.
Net price reflects the true cost to attend after grant and scholarship aid is deducted. It is usually a better planning number than the sticker cost above.
| Average net price (on-campus) | $19,035.00 |
| Average net price (off-campus) | $17,622.00 |
Net price is far from uniform: lower-income families typically pay much less after aid. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $13,649.00 |
| $30,000 to $48,000 | $15,074.00 |
| $48,001 to $75,000 | $16,891.00 |
| $75,001 to $110,000 | $18,240.00 |
| Over $110,000 | $21,814.00 |
Run your own numbers with the [St. Joseph’s University-New York Net Price Calculator](https://tcc.ruffalonl.com/Saint Josephs University NY/Freshman Students), or visit the financial aid office.
Curious how grants and scholarships are distributed? Explore the financial aid breakdown.
Typical debt at graduation from St. Joseph’s University-New York works out to $17,750.00, categorized as a Low ($10-20k) burden tier.
The full distribution of debt at graduation looks like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $4,500.00 |
| 25th | $7,150.00 |
| Median (50th) | $17,750.00 |
| 75th | $25,000.00 |
| 90th | $31,500.00 |
How far apart the 10th and 90th percentiles sit tells you how uneven debt outcomes are.
Dig deeper into debt on the student-loan-debt breakdown.
Student debt at graduation is not evenly distributed across income levels. Below, debt is broken out by low, middle, and high family income:
| Family income | Median debt at graduation |
|---|---|
| Low income | $17,834.00 |
| Middle income | $15,750.00 |
| High income | $18,500.00 |
Whether your parents attended college is associated with differences in median debt at graduation.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $18,013.00 |
| Continuing-generation students | $16,500.00 |
First-generation graduates of St. Joseph’s University-New York graduate with $1,513.00 more median debt than continuing-generation peers.
The Pell Grant is the main federal need-based award for undergraduates. Comparing Pell recipients vs non-recipients shows how debt is distributed by need.
The Pell vs non-Pell debt gap at St. Joseph’s University-New York stands at $4,000.00. The Department of Education flags this school for a Pell-debt-inequity pattern.
The default-rate category at St. Joseph’s University-New York is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 3.8% |
For a sense of scale, Stafford disbursements at St. Joseph’s University-New York come to $395,604,291.00 across 17,942 student borrowers.
Veterans and active-duty service members may qualify for substantial federal education benefits including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.
| GI Bill recipients | 127 |
| Avg GI Bill amount | $19,576.00 |
| DoD Tuition Assistance recipients | 11 |
| Avg DoD Tuition Assistance | $2,182.00 |
Dig into veteran education benefits on the veteran aid breakdown.
The figures above are a starting point — as you weigh St. Joseph’s University-New York, keep these questions in mind:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.