by our College Data Analytics TeamThis overview lays out the cost of attending Saint Joseph’s University - Philadelphia, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.
Use the section links below to navigate this overview:
What it costs to attend Saint Joseph’s University - Philadelphia is about $65,513.00 for a single academic year.
Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.
| Tuition and fees | $53,260.00 |
| + Room, board & other expenses | $12,253.00 |
| Total cost | $65,513.00 |
| That is 100% above the national average net price. |
| Total cost | $65,513.00 |
| − Grants and scholarships | −$38,265.00 |
| Net price | $27,248.00 |
| That is 17% below the national average net price. |
| Total cost | $65,513.00 |
| − Grants and scholarships | −$45,384.00 |
| Net price | $20,129.00 |
| That is 39% below the national average net price. | |
| Go deeper on the components with the tuition & fees page and living costs. |
Costs have trended upward in recent years by around 3.6% per year; the projections below compound that across a degree. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.6% | 3.6% | 3.6% |
| Freshman year | $20,848.00 | $28,221.00 | $67,852.00 |
| Senior year | $23,161.00 | $31,353.00 | $75,382.00 |
| Total 4-year net price | $87,964.00 | $119,074.00 | $286,291.00 |
| 10-year loan interest @ 6.8% | $33,511.00 | $45,363.00 | $109,067.00 |
| Total monthly payment | $1,012.00 | $1,370.00 | $3,295.00 |
| Total amount paid | $121,475.00 | $164,436.00 | $395,358.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.6% | 3.6% | 3.6% |
| Freshman year | $20,848.00 | $28,221.00 | $67,852.00 |
| Senior year | $21,592.00 | $29,228.00 | $70,274.00 |
| Total 2-year net price | $42,440.00 | $57,449.00 | $138,126.00 |
| 10-year loan interest @ 6.8% | $16,168.00 | $21,886.00 | $52,621.00 |
| Total monthly payment | $488.00 | $661.00 | $1,590.00 |
| Total amount paid | $58,608.00 | $79,335.00 | $190,747.00 |
See the full net-price breakdown in the Net Price section.
Net price strips out grant and scholarship aid to show what families really pay. For most prospective students, net price gives a more realistic estimate than sticker tuition.
| Average net price (on-campus) | $29,689.00 |
| Average net price (off-campus) | $35,487.00 |
The real cost varies by income because need-based aid scales with financial need. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $30,742.00 |
| $30,000 to $48,000 | $33,882.00 |
| $48,001 to $75,000 | $33,514.00 |
| $75,001 to $110,000 | $37,264.00 |
| Over $110,000 | $36,689.00 |
Estimate your specific net price using the school’s Saint Joseph’s University - Philadelphia Net Price Calculator, or visit the financial aid office.
For the grant-and-scholarship detail behind these figures, see the financial aid page.
The median amount borrowed by graduates of Saint Joseph’s University - Philadelphia amounts to $21,500.00, which the Department of Education classifies as a Moderate ($20-30k) burden category.
The percentile spread of debt at graduation is shown below:
| Percentile | Debt at graduation |
|---|---|
| 10th | $5,500.00 |
| 25th | $9,737.00 |
| Median (50th) | $21,500.00 |
| 75th | $27,000.00 |
| 90th | $28,000.00 |
The spread between the 10th and 90th percentiles reflects how variable debt outcomes are at this school.
Read the complete debt breakdown on the student-loan-debt breakdown.
Median debt at graduation differs meaningfully across income brackets. The table below divides borrowers into three income tiers:
| Family income | Median debt at graduation |
|---|---|
| Low income | $20,916.00 |
| Middle income | $23,421.00 |
| High income | $20,616.00 |
Graduates from lower-income families carry $300.00 more than graduates from high-income families.
Debt at graduation often differs for first-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $23,000.00 |
| Continuing-generation students | $19,733.00 |
First-gen students at Saint Joseph’s University - Philadelphia hold $3,267.00 in additional median debt versus continuing-generation peers.
Pell Grants are the largest source of federal need-based aid for undergrads. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The gap between Pell-eligible and non-Pell median debt at Saint Joseph’s University - Philadelphia is $4,250.00. The Department of Education flags this school for a Pell-debt-inequity pattern.
The federal default-rate tier for Saint Joseph’s University - Philadelphia is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 3.2% |
For context on the loan portfolio, Stafford disbursements at Saint Joseph’s University - Philadelphia add up to $539,687,451.00 covering 22,020 disbursements.
Veterans and active-duty service members may qualify for substantial federal education benefits including the GI Bill and Department of Defense tuition support.
| GI Bill recipients | 50 |
| Avg GI Bill amount | $15,222.00 |
| DoD Tuition Assistance recipients | 1 |
| Avg DoD Tuition Assistance | $1,500.00 |
Dig into veteran education benefits on the veterans benefits detail.
Use the figures above as a launch point, then think through Saint Joseph’s University - Philadelphia, a few questions are worth asking:
Use the pages below to go deeper on a specific part of the cost story:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.