by our College Data Analytics TeamThis overview lays out the cost of attending Saint Martin’s University, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
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Published attendance costs at Saint Martin’s University is about $56,353.00 a year.
Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.
| Tuition and fees | $45,510.00 |
| + Room, board & other expenses | $10,843.00 |
| Total cost | $56,353.00 |
| That is 72% above the national average net price. |
| Total cost | $56,353.00 |
| − Grants and scholarships | −$34,330.00 |
| Net price | $22,023.00 |
| That is 33% below the national average net price. |
| Total cost | $56,353.00 |
| − Grants and scholarships | −$39,639.00 |
| Net price | $16,714.00 |
| That is 49% below the national average net price. | |
| For the full breakdown, see tuition and fees plus living costs. |
The reported cost series has been increasing by roughly 3.8% annually, so the projections below total more than one year of attendance. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. The loan rows amortise the projected total over a ten-year, 6.8% repayment.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.8% | 3.8% | 3.8% |
| Freshman year | $17,350.00 | $22,861.00 | $58,497.00 |
| Senior year | $19,407.00 | $25,571.00 | $65,431.00 |
| Total 4-year net price | $73,462.00 | $96,796.00 | $247,684.00 |
| 10-year loan interest @ 6.8% | $27,986.00 | $36,876.00 | $94,359.00 |
| Total monthly payment | $845.00 | $1,114.00 | $2,850.00 |
| Total amount paid | $101,448.00 | $133,672.00 | $342,043.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.8% | 3.8% | 3.8% |
| Freshman year | $17,350.00 | $22,861.00 | $58,497.00 |
| Senior year | $18,010.00 | $23,731.00 | $60,723.00 |
| Total 2-year net price | $35,360.00 | $46,592.00 | $119,220.00 |
| 10-year loan interest @ 6.8% | $13,471.00 | $17,750.00 | $45,418.00 |
| Total monthly payment | $407.00 | $536.00 | $1,372.00 |
| Total amount paid | $48,831.00 | $64,341.00 | $164,638.00 |
For the complete net-price picture, see the net price section below.
Net price reflects the true cost to attend after grant and scholarship aid is deducted. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.
| Average net price (on-campus) | $28,119.00 |
| Average net price (off-campus) | $22,618.00 |
Net price varies sharply by family income, dropping as need-based aid grows. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $15,233.00 |
| $30,000 to $48,000 | $20,657.00 |
| $48,001 to $75,000 | $19,090.00 |
| $75,001 to $110,000 | $25,956.00 |
| Over $110,000 | $29,720.00 |
Use Saint Martin’s University Net Price Calculator, or reach out to the financial aid office.
Dig into how aid is awarded on the financial aid breakdown.
Median graduate debt at Saint Martin’s University works out to $15,625.00, which federal data classifies as a Low ($10-20k) debt-burden bucket.
Across borrowers, debt at graduation distributes like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $5,500.00 |
| 25th | $10,359.00 |
| Median (50th) | $15,625.00 |
| 75th | $27,000.00 |
| 90th | $34,500.00 |
How far apart the 10th and 90th percentiles sit tells you how uneven debt outcomes are.
Read the complete debt breakdown on the student loan debt page.
Family income tracks closely with debt at graduation. Below the data splits borrowers across three income groups:
| Family income | Median debt at graduation |
|---|---|
| Low income | $17,875.00 |
| Middle income | $15,000.00 |
| High income | $15,139.00 |
Graduates from lower-income families carry $2,736.00 more than graduates from high-income families.
Whether your parents attended college is associated with differences in median debt at graduation.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $15,250.00 |
| Continuing-generation students | $16,564.00 |
Pell Grants are the largest source of federal need-based aid for undergrads. Comparing Pell recipients vs non-recipients shows how debt is distributed by need.
The median debt difference between Pell-eligible and non-Pell graduates of Saint Martin’s University stands at $1,000.00. This school is flagged by the Department of Education for Pell-related debt inequity.
The federal default-rate classification for Saint Martin’s University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 4.8% |
For context on the loan portfolio, Stafford disbursements at Saint Martin’s University total $147,611,558.00 spread across 5,951 recipients.
Veterans and active-duty servicemembers can tap dedicated federal aid programs including the GI Bill and Department of Defense tuition support.
| GI Bill recipients | 285 |
| Avg GI Bill amount | $23,604.00 |
| DoD Tuition Assistance recipients | 55 |
| Avg DoD Tuition Assistance | $3,388.00 |
Dig into veteran education benefits on the college veterans page.
Use the figures above as a launch point, then think through Saint Martin’s University, the questions below are worth your time:
Dig further into the cost picture with the related pages below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.