Wondering what the G.I. Bill® actually covers at SMC? Coverage is not unlimited and varies school to school, so the fine print is worth checking.
The table below compares the guaranteed Post-9/11 tuition benefit to the cost of attending SMC. See the living-expense and book sections below for those benefits.
| Item | Amount |
|---|---|
| Veteran tuition & fees | $56,134 |
| Guaranteed Post-9/11 tuition benefit | $20,235 |
| Tuition out of pocket | $35,899 |
The Post-9/11 GI Bill® caps the annual tuition benefit (about $20,235), so the tuition above that is a gap veterans must cover through Yellow Ribbon, savings, or other aid at SMC.
Saint Mary’s College of California is a Yellow Ribbon school: the institution and the VA jointly fund tuition that exceeds the GI Bill® cap. About 8 Yellow Ribbon recipients were reported at this school.
Available Yellow Ribbon seats and maximum contributions differ by program and degree level — check with the veteran services office for current limits.
DoD Tuition Assistance pays up to $250 per credit hour for active-duty students; here is how the per-credit charge at SMC compares.
| Residency | Per-credit charge | Below $250 cap? |
|---|---|---|
| In-state | $0 | |
| Out-of-state | $0 |
On top of tuition, the Post-9/11 GI Bill® provides a Monthly Housing Allowance (MHA) for the months you are in school. Below, the academic-year housing benefit is set against the estimated living costs at SMC.
| Item | Amount |
|---|---|
| Estimated living expenses (room & board, academic year) | $19,431 |
| Post-9/11 monthly housing allowance (MHA) | $3,774/mo |
| Housing benefit (academic year, ~8 months) | $30,192 |
| Estimated surplus in your pocket | $10,761 |
At this school the academic-year housing benefit exceeds typical living costs, so most full-time students come out ahead. MHA amounts reflect the local housing rate for the school’s area.
The Post-9/11 GI Bill® pays a books-and-supplies stipend of up to $1,000 per year. Estimated book and supply costs at SMC run about $938, so the stipend covers them in full.
Beyond the coverage math above, this is how much veteran education-benefit money actually flows to SMC.
Roughly 35 students drew Post-9/11 GI Bill® tuition benefits totaling $606,757.
| Benefit | Recipients | Total disbursed | Average / recipient |
|---|---|---|---|
| GI Bill® (all students) | 34 | $744,820 | $21,906 |
| GI Bill® — undergraduate | 16 | $435,424 | — |
| GI Bill® — graduate | 18 | $309,396 | — |
| DoD Tuition Assistance (all) | 0 | $0 | — |
| DoD TA — undergraduate | 0 | $0 | — |
| DoD TA — graduate | 0 | $0 | — |
GI Bill® benefits follow the veteran; DoD Tuition Assistance is an active-duty benefit paid while serving.
References
More about our data sources and methodologies.
GI Bill® is a registered trademark of the U.S. Department of Veterans Affairs (VA). More information about education benefits offered by VA is available at the official U.S. government website at benefits.va.gov/gibill.