by our College Data Analytics TeamMany students will never be charged the complete price tag of a school. Rather, they are presented a financial aid deal that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The sum total of attendance at Saint Mary’s College can sound overwhelming, but bear in mind that many students get some type of financial aid.
What financing options does St. Mary’s College offer, and what will you qualify for? Keep scrolling for more information. Keep reading to see just how much financial aid could be open to you.
How much aid you qualify for depends largely on your family’s financial circumstances. The information provided on this page can help you determine how much aid you may receive from Saint Mary’s College.
Through a mix of loans, grants, work-study and scholarships, schools bring down the effective cost so more students can attend. Note that some aid is more valuable than the rest, and individual awards are far from uniform.
Looking at the entering class at Saint Mary’s College, 100% of new full-time first-years were awarded at least some aid around 420 new students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 100% | $38,748 |
| Institutional grants & scholarships | 100% | $35,907 |
| Federal Pell grants | 24% | $5,329 |
| State/local grants | 14% | $10,018 |
| Federal student loans | 57% | $5,270 |
Gift aid — grants and scholarships — beats loans every time because none of it has to be repaid. Across the undergraduate body at St. Mary’s College, roughly 98% of the undergraduate population received grant aid that averaged $37,743 (across approximately 1393 awardees).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 98% | $37,743 |
| Federal Pell grants | 24% | $5,632 |
| Federal student loans | 56% | $6,315 |
For students living on campus and receiving title-IV aid, grants averaged $41,186.
How much a family pays depends heavily on income, because most aid is awarded on the basis of financial need.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $22,015 |
| $30,001 – $75,000 | $24,634 |
| Over $75,000 | $32,406 |
Remember these are net prices — what families pay after gift aid, not before.
Net price is the cost remaining after grant and scholarship aid is subtracted from the sticker price, and it is the most useful single number for estimating real cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $25,292 |
| Off-campus title-IV students | $28,552 |
For an estimate tailored to your family circumstances, see St. Mary’s College’s net price calculator: www.saintmarys.edu/financial-aid/tools/net-price-calculator.
The middle student in the debt distribution at St. Mary’s College owes $23,199 of federal student loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $23,199 |
| Median federal debt (graduates only) | $27,000 |
| Typical 10-year monthly payment (graduates) | $286.24/mo |
At a typical 10-year repayment schedule, the median graduate would pay about the monthly figure above.
The numbers below show the full range, not just the middle of the distribution. Use the percentiles below to see the debt range at St. Mary’s College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $5,500 |
| 25th percentile | $12,000 |
| 75th percentile | $27,000 |
| 90th percentile (highest-debt students) | $33,000 |
Outcomes differ by income bracket, by first-generation status, and by whether a student is financially dependent.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $18,000 |
| Middle income | $19,500 |
| High income | $25,000 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $21,847 |
| Continuing-generation students | $23,250 |
These indicators are derived from the underlying debt data and summarize the overall picture at St. Mary’s College.
Stafford loans make up the bulk of federal direct lending to undergraduates. These figures summarize annual Stafford program activity at St. Mary’s College:
| Metric | Value |
|---|---|
| Stafford loan recipients | 4716 |
| Total Stafford loan amount | $80,488,054 |
The GI Bill and DoD Tuition Assistance are the main federal aid routes for veterans and service members.
Post-9/11 GI Bill recipients
| Metric | Value |
|---|---|
| GI Bill recipients | 16 |
| Total GI Bill amount | $424,189 |
| Average GI Bill amount per recipient | $26,512 |
References
More about our data sources and methodologies.