by our College Data Analytics TeamHere is what you can expect to pay at Saint Mary’s University of Minnesota, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.
If you want to dig into a particular figure, jump to any section below:
The full cost of attending Saint Mary’s University of Minnesota comes to about $54,870.00 annually.
Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.
| Tuition and fees | $45,080.00 |
| + Room, board & other expenses | $9,790.00 |
| Total cost | $54,870.00 |
| That is 67% above the national average net price. |
| Total cost | $54,870.00 |
| − Grants and scholarships | −$45,676.00 |
| Net price | $9,194.00 |
| That is 72% below the national average net price. |
| Total cost | $54,870.00 |
| − Grants and scholarships | −$41,198.00 |
| Net price | $13,672.00 |
| That is 58% below the national average net price. | |
| Go deeper on the components with the tuition & fees page plus living costs. |
Costs have trended upward in recent years at a recent average of 4.6% per year, so the four-year total runs well above today’s cost. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. The loan rows amortise the projected total over a ten-year, 6.8% repayment.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.6% | 4.6% | 4.6% |
| Freshman year | $14,299.00 | $9,615.00 | $57,385.00 |
| Senior year | $16,356.00 | $10,999.00 | $65,641.00 |
| Total 4-year net price | $61,247.00 | $41,187.00 | $245,805.00 |
| 10-year loan interest @ 6.8% | $23,333.00 | $15,691.00 | $93,643.00 |
| Total monthly payment | $705.00 | $474.00 | $2,829.00 |
| Total amount paid | $84,580.00 | $56,878.00 | $339,447.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.6% | 4.6% | 4.6% |
| Freshman year | $14,299.00 | $9,615.00 | $57,385.00 |
| Senior year | $14,954.00 | $10,056.00 | $60,014.00 |
| Total 2-year net price | $29,252.00 | $19,671.00 | $117,399.00 |
| 10-year loan interest @ 6.8% | $11,144.00 | $7,494.00 | $44,725.00 |
| Total monthly payment | $337.00 | $226.00 | $1,351.00 |
| Total amount paid | $40,396.00 | $27,165.00 | $162,124.00 |
See the full net-price breakdown in the net price section below.
Net price reflects the true cost to attend after grant and scholarship aid is deducted. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.
| Average net price (on-campus) | $11,704.00 |
| Average net price (off-campus) | $21,034.00 |
What families actually pay shifts with income, since need-based grants are larger for lower-income students. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $14,421.00 |
| $30,000 to $48,000 | $14,972.00 |
| $48,001 to $75,000 | $14,418.00 |
| $75,001 to $110,000 | $21,072.00 |
| Over $110,000 | $25,934.00 |
Get a tailored estimate from the Saint Mary’s University of Minnesota Net Price Calculator, or visit the financial aid office.
For the grant-and-scholarship detail behind these figures, see the financial aid page.
The median amount borrowed by graduates of Saint Mary’s University of Minnesota amounts to $16,099.00, landing it in the Low ($10-20k) burden category.
Across borrowers, debt at graduation distributes like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $4,168.00 |
| 25th | $7,846.00 |
| Median (50th) | $16,099.00 |
| 75th | $27,000.00 |
| 90th | $32,000.00 |
The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.
Dig deeper into debt on the student loan debt page.
Student debt at graduation is not evenly distributed across income levels. The figures below split graduating borrowers into three income brackets:
| Family income | Median debt at graduation |
|---|---|
| Low income | $12,500.00 |
| Middle income | $16,101.00 |
| High income | $18,500.00 |
Debt at graduation often differs for first-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $15,039.00 |
| Continuing-generation students | $18,463.00 |
The Pell Grant is the main federal need-based award for undergraduates. Pell vs non-Pell comparisons surface how debt breaks down by need.
The gap between Pell-eligible and non-Pell median debt at Saint Mary’s University of Minnesota works out to $882.00. Federal data flags this school for Pell-related debt inequity.
The federal default-rate classification for Saint Mary’s University of Minnesota is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 2.1% |
To give some context for these rates, Stafford loans disbursed at Saint Mary’s University of Minnesota total $527,362,467.00 distributed across 18,473 borrowers.
Veterans and current servicemembers may be eligible for major federal education benefits such as the Post-9/11 GI Bill and DoD Tuition Assistance.
| GI Bill recipients | 62 |
| Avg GI Bill amount | $6,688.00 |
| DoD Tuition Assistance recipients | 14 |
| Avg DoD Tuition Assistance | $2,446.00 |
Read more about military and veteran aid on the veteran aid breakdown.
The figures above are a starting point — as you weigh Saint Mary’s University of Minnesota, a few questions are worth asking:
Each page below covers one part of paying for college in more detail:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.