by our College Data Analytics TeamHere is what you can expect to pay at Saint Michael’s College, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.
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What it costs to attend Saint Michael’s College stands at about $67,174.00 per academic year.
The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.
| Tuition and fees | $51,450.00 |
| + Room, board & other expenses | $15,724.00 |
| Total cost | $67,174.00 |
| That is 105% above the national average net price. |
| Total cost | $67,174.00 |
| − Grants and scholarships | −$43,840.00 |
| Net price | $23,334.00 |
| That is 29% below the national average net price. |
| Total cost | $67,174.00 |
| − Grants and scholarships | −$56,254.00 |
| Net price | $10,920.00 |
| That is 67% below the national average net price. | |
| For the full breakdown, see tuition and fees plus room and board. |
Cost of attendance here has been rising at about 1.9% per year; the projections below compound that across a degree. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.9% | 1.9% | 1.9% |
| Freshman year | $11,123.00 | $23,768.00 | $68,424.00 |
| Senior year | $11,756.00 | $25,119.00 | $72,314.00 |
| Total 4-year net price | $45,750.00 | $97,758.00 | $281,427.00 |
| 10-year loan interest @ 6.8% | $17,429.00 | $37,242.00 | $107,214.00 |
| Total monthly payment | $526.00 | $1,125.00 | $3,239.00 |
| Total amount paid | $63,179.00 | $135,001.00 | $388,641.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.9% | 1.9% | 1.9% |
| Freshman year | $11,123.00 | $23,768.00 | $68,424.00 |
| Senior year | $11,330.00 | $24,210.00 | $69,697.00 |
| Total 2-year net price | $22,453.00 | $47,978.00 | $138,120.00 |
| 10-year loan interest @ 6.8% | $8,554.00 | $18,278.00 | $52,619.00 |
| Total monthly payment | $258.00 | $552.00 | $1,589.00 |
| Total amount paid | $31,007.00 | $66,256.00 | $190,739.00 |
Read more in the net-price section.
Net price strips out grant and scholarship aid to show what families really pay. For most families it is a more realistic figure than the published cost.
| Average net price (on-campus) | $25,239.00 |
| Average net price (off-campus) | $30,033.00 |
What families actually pay shifts with income, since need-based grants are larger for lower-income students. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $18,855.00 |
| $30,000 to $48,000 | $19,637.00 |
| $48,001 to $75,000 | $24,230.00 |
| $75,001 to $110,000 | $27,761.00 |
| Over $110,000 | $34,664.00 |
Run your own numbers with the Saint Michael’s College Net Price Calculator, or reach out to the financial aid office.
For the grant-and-scholarship detail behind these figures, see the grants & scholarships detail.
The median graduating debt at Saint Michael’s College stands at $21,500.00, categorized as a Moderate ($20-30k) burden tier.
The percentile spread of debt at graduation is shown below:
| Percentile | Debt at graduation |
|---|---|
| 10th | $5,500.00 |
| 25th | $12,000.00 |
| Median (50th) | $21,500.00 |
| 75th | $30,000.00 |
| 90th | $32,000.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
Explore borrowing, repayment, and default in detail on the student-loan-debt breakdown.
Debt at graduation is far from uniform across income levels. The table below divides borrowers into three income tiers:
| Family income | Median debt at graduation |
|---|---|
| Low income | $19,500.00 |
| Middle income | $21,500.00 |
| High income | $23,000.00 |
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $21,500.00 |
| Continuing-generation students | $21,500.00 |
The Pell Grant is the main federal need-based award for undergraduates. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The gap between Pell-eligible and non-Pell median debt at Saint Michael’s College stands at $1,500.00. The Department of Education flags this school for a Pell-debt-inequity pattern.
The federal default-rate classification for Saint Michael’s College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 1.9% |
For scale, federal Stafford loan disbursements at Saint Michael’s College come to $97,433,239.00 across 5,839 borrowers.
Veterans and active-duty servicemembers can tap dedicated federal aid programs including the GI Bill and Department of Defense tuition support.
| GI Bill recipients | 14 |
| Avg GI Bill amount | $27,465.00 |
For the full rundown of veteran and military benefits, see the veterans benefits detail.
Use the figures above as a launch point, then think through Saint Michael’s College, keep these questions in mind:
Dig further into the cost picture with the related pages below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.