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Saint Xavier University Financial Aid & Debt Outcomes

100% Freshmen Get Financial Aid
$28,545 Average Grant & Scholarship
97% Undergrads Get Grant Aid

A lot of students will never be charged the full sticker price of a school. Rather, they are offered a financial aid plan that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The sum total of attendance at Saint Xavier University can sound tremendous, but do not forget that almost all students get some type of financial help.

Just what financing solutions does SXU deliver, and just what are you going to be eligible for? Keep scrolling for answers. Keep reading to find out what amount of financial assistance will be accessible to you.

Why You Should Understand SXU Financial Aid Info

The amount of financial aid you can receive varies from person to person and will depend on your family’s economic situation. Use the information below to understand how much financial assistance you may get from Saint Xavier University.

Average Freshman Financial Aid at Saint Xavier University

Financial assistance, available as scholarships, loans, and work-study, is a way schools lower the price of attendance so many students can enroll. Note that some aid is more valuable than the rest, and individual awards are far from uniform.

At Saint Xavier University, 100% of first-time, full-time freshmen received some form of financial aid approximately 754 incoming students).

Type of Aid% of Freshmen ReceivingAverage Amount
Grant or scholarship aid (all sources)100%$31,985
Institutional grants & scholarships100%$21,602
Federal Pell grants69%$6,132
State/local grants72%$8,164
Federal student loans90%$4,346

Undergraduate Grant Aid at Saint Xavier University

Grants and scholarships are the most valuable form of aid because, unlike loans, they never have to be repaid. At SXU, about 97% of undergraduate students received gift aid averaging $28,545 (across roughly 2946 undergraduates).

Award% of Undergrads ReceivingAverage Amount
Grant or scholarship aid (all sources)97%$28,545
Federal Pell grants59%$5,716
Federal student loans87%$5,369

For on-campus title-IV students, average grant aid came to $32,274.

What Families Pay by Income at Saint Xavier University

Since aid is largely need-based, the real cost of attendance falls steeply for lower-income families.

Family IncomeAverage Net Price
$0 – $48,000$8,975
$30,001 – $75,000$10,218
Over $75,000$17,687

These figures reflect what title-IV aid recipients pay after grant and scholarship aid is applied.

Net Price at Saint Xavier University

The net price strips out grant and scholarship aid from the sticker price to show roughly what families really pay.

CohortAverage Net Price
On-campus title-IV students$10,970
Off-campus title-IV students$12,093

To get a personalized net price estimate, try SXU’s NPC: www.sxu.edu/tuition-aid/calculator.html.

Typical Student Debt at Saint Xavier University

A typical borrower at SXU leaves with $16,699 of federal student loans.

MetricAmount
Median federal debt (all student-aid borrowers)$16,699
Median federal debt (graduates only)$22,223
Typical 10-year monthly payment (graduates)$235.6/mo

Spreading the median graduate debt over a standard 10-year repayment schedule works out to roughly the monthly payment shown above.

Debt Spread by Percentile

A single median figure conceals how much debt outcomes differ student to student. The figures below chart the debt distribution at SXU.

PercentileCumulative Federal Debt
10th percentile (lowest-debt students)$4,500
25th percentile$8,250
75th percentile$27,000
90th percentile (highest-debt students)$35,554

Median Debt by Student Group at Saint Xavier University

Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.

By Family Income

Income tierMedian federal debt
Low income$15,086
Middle income$17,535
High income$18,000

First-Gen vs Continuing-Gen Median Debt

CohortMedian federal debt
First-generation students$16,884
Continuing-generation students$15,432

Dependency-Status Comparison

CohortMedian federal debt
Dependent students$16,046
Independent students$19,693

Calculated Debt-Outcome Indicators

The Department of Education computes summary indicators that describe debt outcomes at a glance. SXU.

Student Loans at Saint Xavier University

The Stafford program is the federal direct-loan vehicle most undergraduates use. Below is the annual Stafford program activity at SXU:

MetricValue
Stafford loan recipients18357
Total Stafford loan amount$441,553,716

Veterans Benefits at Saint Xavier University

GI Bill and DoD Tuition Assistance are the two federal aid programs targeted at military-affiliated students.

Post-9/11 GI Bill activity

MetricValue
GI Bill recipients27
Total GI Bill amount$350,555
Average GI Bill amount per recipient$12,984

DoD program volume

MetricValue
DoD Tuition Assistance recipients1
Total DoD amount$2,000
Average DoD amount per recipient$2,000

More Financial Aid Resources from Saint Xavier University

References

More about our data sources and methodologies.

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