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Can You Afford Salem Community College?

Here is what you can expect to pay at Salem Community College, including attendance costs, projected four- and two-year degree costs, average net price, debt outcomes, and how aid is distributed across income levels.

$16,706.00 Cost of Attendance
$10,816.00 Avg Net Price
$8,250.00 Median Grad Debt

If you want to dig into a particular figure, jump to any section below:

Cost of Attendance at Salem Community College?

The total cost of attendance at Salem Community College spanned $16,706.00 through $19,586.00 depending on whether you qualify for in-state rates.

Residency made the difference: in-state students paid the lower rate and out-of-state students the higher rate: near $16,706.00 in-state versus $19,586.00 for out-of-state students.

The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.

The Full Cost for Residents (no aid)

Tuition and fees $7,380.00
+ Room, board & other expenses $9,326.00
Total cost $16,706.00
That is 13% below the national average net price.

After-Aid Net Price for Residents (with average aid)

Total cost $16,706.00
− Grants and scholarships −$7,041.00
Net price $9,665.00
That is 50% below the national average net price.

Net Price for Low-Income Residents

Total cost $16,706.00
− Grants and scholarships −$8,012.00
Net price $8,694.00
That is 55% below the national average net price.

Published Cost for Non-Residents (no aid)

Tuition and fees $10,260.00
+ Room, board & other expenses $9,326.00
Total cost $19,586.00
That is 2% above the national average net price.

Average Net Price for Non-Residents (with average aid)

Total cost $19,586.00
− Grants and scholarships −$7,041.00
Net price $12,545.00
That is 35% below the national average net price.

What Low-Income Non-Residents Pay — Non-Residents

Total cost $19,586.00
− Grants and scholarships −$8,012.00
Net price $11,574.00
That is 40% below the national average net price.
Want the line-by-line detail? Dig into tuition and fees and living costs.

What a Full Degree Could Cost at Salem Community College

The reported cost series has been increasing at about 4.2% per year, so the four-year total runs well above today’s cost. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. Loan figures amortise the projected total over ten years at 6.8%.

In-State Projected Costs

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 4.2% 4.2% 4.2%
Freshman year $9,063.00 $10,075.00 $17,414.00
Senior year $10,265.00 $11,412.00 $19,725.00
Total 4-year net price $38,622.00 $42,936.00 $74,215.00
10-year loan interest @ 6.8% $14,714.00 $16,357.00 $28,273.00
Total monthly payment $444.00 $494.00 $854.00
Total amount paid $53,336.00 $59,293.00 $102,488.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 4.2% 4.2% 4.2%
Freshman year $9,063.00 $10,075.00 $17,414.00
Senior year $9,447.00 $10,502.00 $18,153.00
Total 2-year net price $18,510.00 $20,577.00 $35,567.00
10-year loan interest @ 6.8% $7,052.00 $7,839.00 $13,550.00
Total monthly payment $213.00 $237.00 $409.00
Total amount paid $25,561.00 $28,416.00 $49,117.00

For Out-of-State Students

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 4.2% 4.2% 4.2%
Freshman year $12,065.00 $13,077.00 $20,417.00
Senior year $13,666.00 $14,812.00 $23,126.00
Total 4-year net price $51,417.00 $55,730.00 $87,009.00
10-year loan interest @ 6.8% $19,588.00 $21,231.00 $33,147.00
Total monthly payment $592.00 $641.00 $1,001.00
Total amount paid $71,004.00 $76,961.00 $120,157.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 4.2% 4.2% 4.2%
Freshman year $12,065.00 $13,077.00 $20,417.00
Senior year $12,576.00 $13,632.00 $21,282.00
Total 2-year net price $24,641.00 $26,708.00 $41,699.00
10-year loan interest @ 6.8% $9,387.00 $10,175.00 $15,886.00
Total monthly payment $284.00 $307.00 $480.00
Total amount paid $34,029.00 $36,883.00 $57,585.00

See the full net-price breakdown in the Net Price section.

What Families Actually Pay at Salem Community College

Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.

Average net price (on-campus) $10,816.00
Average net price (off-campus) $9,837.00

Net price is not the same for every family — it falls as financial need rises and grant aid increases. Here is the average net price for each family-income range:

Family income Average net price
Under $30,000 $8,552.00
$30,000 to $48,000 $7,057.00
$48,001 to $75,000 $10,736.00
$75,001 to $110,000 $14,788.00
Over $110,000 $16,706.00

Run your own numbers with the Salem Community College Net Price Calculator, or contact the financial aid office.

Want to know how that aid is awarded? See the financial aid breakdown.

Graduate Debt at Salem Community College

The typical debt load for borrowers leaving Salem Community College comes to $8,250.00, landing it in the Very Low (<$10k) burden tier.

The percentile spread of debt at graduation is shown below:

Percentile Debt at graduation
10th $2,403.00
25th $4,500.00
Median (50th) $8,250.00
75th $13,500.00
90th $21,000.00

The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.

Read the complete debt breakdown on the student loan debt page.

Debt Outcomes by Family Income at Salem Community College

Debt at graduation is far from uniform across income levels. The table below divides borrowers into three income tiers:

Family income Median debt at graduation
Low income $8,521.00
Middle income $6,400.00
High income $8,966.00

First-Generation Borrowing at Salem Community College

First-gen students typically face different financial-aid contexts than students whose parents attended college.

Student group Median debt at graduation
First-generation students $8,300.00
Continuing-generation students $6,625.00

First-gen students at Salem Community College leave with $1,675.00 in additional median debt versus continuing-generation peers.

Pell Grant Recipients and Debt at Salem Community College

Pell Grant eligibility is a useful proxy for low-income status among undergraduates. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.

The median debt difference between Pell-eligible and non-Pell graduates of Salem Community College works out to $-546.00.

How Borrowers Repay Loans After Salem Community College

The federal default-rate classification for Salem Community College is Low (<5%).

Window Cohort default rate
2-year 10.1%

For scale, federal Stafford loan disbursements at Salem Community College add up to $16,450,439.00 across 1,622 disbursements.

Military and Veteran Aid at Salem Community College

Veterans and active-duty servicemembers can tap dedicated federal aid programs including the GI Bill and Department of Defense tuition support.

GI Bill recipients 7
Avg GI Bill amount $4,195.00

Dig into veteran education benefits on the veteran aid breakdown.

Questions to Ask Before You Commit

The figures above are a starting point — as you weigh Salem Community College, think through the questions below:

Explore Further regarding Salem Community College

Use the pages below to go deeper on a specific part of the cost story:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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