by our College Data Analytics TeamHere you will find what students actually borrow to attend Salon Professional Academy of San Antonio— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. The data below is drawn directly from federal sources.
At Salon Professional Academy of San Antonio specifically, 77% of incoming students take out a loan to help cover first-year costs, for an average of $5,856 per student, private and federal loans combined.
The average federally funded loan is $5,856. That sits at or beyond the $5,500 first-year federal limit for a typical dependent student. Keep in mind the all-undergraduate averages further down count federal loans only, unlike this private-plus-federal freshman figure.
For undergraduates overall at Salon Professional Academy of San Antonio, 73% rely on federal student loans toward their education, borrowing on average $6,104 a year. This is 4.2% above the $5,856 borrowed by freshmen.
Carrying that yearly figure forward comes to roughly $12,208 in two years and roughly $24,416 by the fourth year. These projections assume the same federal borrowing each year and exclude private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 73% |
| Average federal loan per year | $6,104 |
| Undergraduates with a federal loan | 119 |
| Total federal loans (one year) | $726,406 |
Graduating and withdrawing students at Salon Professional Academy of San Antonio carry a median federal debt of $7,917 in federal student loans.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $7,917 |
| Students who completed (graduates) | $7,917 |
Repayment burden translates the debt figures into what a borrower actually pays each month. Salon Professional Academy of San Antonio.
Median debt differs by income tier, first-generation status, and whether the student is financially dependent.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $7,917 |
| Middle income | $6,500 |
| High income | $7,917 |
First-Gen vs Continuing-Gen Borrowing
| Cohort | Median federal debt |
|---|---|
| First-generation students | $7,917 |
| Continuing-generation students | $7,917 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $6,222 |
| Independent students | $7,917 |
These pre-calculated indicators summarize the borrowing gaps between cohorts at Salon Professional Academy of San Antonio.
The Difference Between Subsidized and Unsubsidized Loans
With an unsubsidized loan, interest starts adding up the day the loan is disbursed, including during school. Subsidized loans, by contrast, do not accrue interest while you are enrolled at least half-time, which makes them the less expensive option when you qualify.
Worth Knowing
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.