by our College Data Analytics TeamBelow is federal data on the loans students use to pay for Salon Success Academy - Fontana, including completion-adjusted borrowing and a standard repayment estimate. The data below is drawn directly from federal sources.
At Salon Success Academy - Fontana, 68% of new students use loans toward freshman-year expenses, for an average of $6,202 per student, private and federal loans combined.
The average federal loan is $6,202. That is at or past the $5,500 federal first-year limit for the typical dependent freshman. Remember the all-undergraduate figures below leave out private loans, so they will look lower than this private-plus-federal freshman amount.
For undergraduates overall at Salon Success Academy - Fontana, 64% take out federal student loans, for a typical $5,034 per year. This is 18.8% under the first-year federal average of $6,202.
Repeating that yearly amount projects to about $10,068 over two years and about $20,136 over a four-year span. This assumes steady federal borrowing and leaves out private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 64% |
| Average federal loan per year | $5,034 |
| Undergraduates with a federal loan | 34 |
| Total federal loans (one year) | $171,167 |
The median student at Salon Success Academy - Fontana borrows $7,176 in federal borrowing.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $7,176 |
| Students who completed (graduates) | $7,177 |
| Students who withdrew | $3,588 |
The figure for students who withdrew is worth watching: debt without a completed credential is the hardest to repay.
Half of all borrowers fall between the 25th and 75th percentiles shown below for Salon Success Academy - Fontana.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,666 |
| 25th percentile | $6,313 |
| 75th percentile | $13,769 |
| 90th percentile (highest-debt students) | $17,667 |
The gap between the 10th and 90th percentile is the clearest single measure of how widely borrowing varies at Salon Success Academy - Fontana.
PLUS loans — taken out by parents or graduate students — add to the total cost of attendance financed by debt at Salon Success Academy - Fontana.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 82 | $4,878 |
These figures turn the debt totals into a monthly repayment picture for Salon Success Academy - Fontana.
Defaulting means failing to repay a federal student loan, which carries serious credit consequences. Two-year cohort default-rate data for Salon Success Academy - Fontana appears below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 8.8% |
| Borrowers in the cohort | 180 |
A lower default rate generally signals that graduates earn enough to manage their loan payments.
The breakdowns below show median federal debt by income, first-generation status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $7,177 |
| Middle income | $7,177 |
| High income | $4,155 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $7,177 |
| Continuing-generation students | $4,156 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $4,156 |
| Independent students | $7,177 |
These pre-calculated indicators summarize the borrowing gaps between cohorts at Salon Success Academy - Fontana.
Subsidized and Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Did You Know?
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.