by our College Data Analytics TeamThis overview lays out the cost of attending Samford University, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.
If you want to dig into a particular figure, jump to any section below:
Published attendance costs at Samford University amounts to about $53,934.00 annually.
The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.
| Tuition and fees | $40,150.00 |
| + Room, board & other expenses | $13,784.00 |
| Total cost | $53,934.00 |
| That is 64% above the national average net price. |
| Total cost | $53,934.00 |
| − Grants and scholarships | −$24,834.00 |
| Net price | $29,100.00 |
| That is 11% below the national average net price. |
| Total cost | $53,934.00 |
| − Grants and scholarships | −$34,740.00 |
| Net price | $19,194.00 |
| That is 41% below the national average net price. | |
| Explore each piece on the tuition & fees page plus living costs. |
Costs have trended upward in recent years by around 4.3% a year, so a full degree will cost more than a single year — the tables below carry that forward. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. Loan figures amortise the projected total over ten years at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.3% | 4.3% | 4.3% |
| Freshman year | $20,025.00 | $30,359.00 | $56,268.00 |
| Senior year | $22,739.00 | $34,474.00 | $63,894.00 |
| Total 4-year net price | $85,450.00 | $129,551.00 | $240,109.00 |
| 10-year loan interest @ 6.8% | $32,553.00 | $49,354.00 | $91,473.00 |
| Total monthly payment | $983.00 | $1,491.00 | $2,763.00 |
| Total amount paid | $118,003.00 | $178,905.00 | $331,582.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.3% | 4.3% | 4.3% |
| Freshman year | $20,025.00 | $30,359.00 | $56,268.00 |
| Senior year | $20,891.00 | $31,673.00 | $58,703.00 |
| Total 2-year net price | $40,916.00 | $62,033.00 | $114,971.00 |
| 10-year loan interest @ 6.8% | $15,587.00 | $23,632.00 | $43,800.00 |
| Total monthly payment | $471.00 | $714.00 | $1,323.00 |
| Total amount paid | $56,503.00 | $85,665.00 | $158,771.00 |
For the complete net-price picture, see the Net Price section.
The net price figure shows the cost after grants and scholarships are deducted. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.
| Average net price (on-campus) | $32,622.00 |
| Average net price (off-campus) | $30,795.00 |
What families actually pay shifts with income, since need-based grants are larger for lower-income students. The table below shows the average net price by family-income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $21,891.00 |
| $30,000 to $48,000 | $24,253.00 |
| $48,001 to $75,000 | $27,995.00 |
| $75,001 to $110,000 | $32,769.00 |
| Over $110,000 | $33,894.00 |
Use Samford University Net Price Calculator, or reach out to the financial aid office.
Curious how grants and scholarships are distributed? Explore the financial aid page.
The median amount borrowed by graduates of Samford University amounts to $15,750.00, categorized as a Low ($10-20k) debt-load classification.
Here’s how debt at graduation distributes across borrowers:
| Percentile | Debt at graduation |
|---|---|
| 10th | $4,096.00 |
| 25th | $7,545.00 |
| Median (50th) | $15,750.00 |
| 75th | $26,040.00 |
| 90th | $34,000.00 |
The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.
Explore borrowing, repayment, and default in detail on the student loan debt detail.
Debt outcomes vary substantially with family income. The table below divides borrowers into three income tiers:
| Family income | Median debt at graduation |
|---|---|
| Low income | $18,538.00 |
| Middle income | $17,494.00 |
| High income | $15,000.00 |
Low-income borrowers graduate with $3,538.00 in additional median debt versus high-income graduates.
First-gen students typically face different financial-aid contexts than students whose parents attended college.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $16,500.00 |
| Continuing-generation students | $15,750.00 |
First-gen students at Samford University carry $750.00 more debt than continuing-generation students.
The Pell Grant is the largest federal grant for undergraduates from low-income families. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The gap between Pell-eligible and non-Pell median debt at Samford University stands at $4,875.00. This institution is flagged by federal data for Pell-debt inequity.
The federal default-rate tier for Samford University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 1.3% |
For scale, federal Stafford loan disbursements at Samford University reach $567,874,543.00 distributed across 13,875 disbursements.
Veteran and active-military students often access dedicated federal aid programs including the GI Bill and Tuition Assistance from the Department of Defense.
| GI Bill recipients | 80 |
| Avg GI Bill amount | $18,699.00 |
Explore GI Bill and military aid in detail on the veteran aid breakdown.
Use the figures above as a launch point, then think through Samford University, the questions below are worth your time:
Each page below covers one part of paying for college in more detail:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.