by our College Data Analytics TeamThis overview lays out the cost of attending San Diego Miramar College, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.
If you want to dig into a particular figure, jump to any section below:
The full cost of attending San Diego Miramar College varied between $11,428.00 and up to $20,284.00 depending on your residency status.
Where you live mattered — in-state students paid less than out-of-state students: about $11,428.00 in-state, rising to $20,284.00 out of state.
The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.
| Tuition and fees | $1,146.00 |
| + Room, board & other expenses | $10,282.00 |
| Total cost | $11,428.00 |
| That is 41% below the national average net price. |
| Total cost | $11,428.00 |
| − Grants and scholarships | −$13,789.00 |
| Net price | $-2,361.00 |
| That is 112% below the national average net price. |
| Total cost | $11,428.00 |
| − Grants and scholarships | −$15,768.00 |
| Net price | $-4,340.00 |
| That is 123% below the national average net price. |
| Tuition and fees | $10,002.00 |
| + Room, board & other expenses | $10,282.00 |
| Total cost | $20,284.00 |
| That is 5% above the national average net price. |
| Total cost | $20,284.00 |
| − Grants and scholarships | −$13,789.00 |
| Net price | $6,495.00 |
| That is 66% below the national average net price. |
| Total cost | $20,284.00 |
| − Grants and scholarships | −$15,768.00 |
| Net price | $4,516.00 |
| That is 77% below the national average net price. | |
| Explore each piece on the tuition & fees page and living costs. |
The reported cost series has been increasing by roughly 6.5% per year; the projections below compound that across a degree. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. The repayment figures use a ten-year loan at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 6.5% | 6.5% | 6.5% |
| Freshman year | $-4,624.00 | $-2,515.00 | $12,175.00 |
| Senior year | $-5,592.00 | $-3,042.00 | $14,724.00 |
| Total 4-year net price | $-20,390.00 | $-11,093.00 | $53,692.00 |
| 10-year loan interest @ 6.8% | $-7,768.00 | $-4,226.00 | $20,455.00 |
| Total monthly payment | $-235.00 | $-128.00 | $618.00 |
| Total amount paid | $-28,158.00 | $-15,318.00 | $74,146.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 6.5% | 6.5% | 6.5% |
| Freshman year | $-4,624.00 | $-2,515.00 | $12,175.00 |
| Senior year | $-4,926.00 | $-2,680.00 | $12,972.00 |
| Total 2-year net price | $-9,550.00 | $-5,195.00 | $25,147.00 |
| 10-year loan interest @ 6.8% | $-3,638.00 | $-1,979.00 | $9,580.00 |
| Total monthly payment | $-110.00 | $-60.00 | $289.00 |
| Total amount paid | $-13,188.00 | $-7,175.00 | $34,727.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 6.5% | 6.5% | 6.5% |
| Freshman year | $4,811.00 | $6,920.00 | $21,611.00 |
| Senior year | $5,819.00 | $8,368.00 | $26,134.00 |
| Total 4-year net price | $21,217.00 | $30,515.00 | $95,299.00 |
| 10-year loan interest @ 6.8% | $8,083.00 | $11,625.00 | $36,306.00 |
| Total monthly payment | $244.00 | $351.00 | $1,097.00 |
| Total amount paid | $29,300.00 | $42,140.00 | $131,605.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 6.5% | 6.5% | 6.5% |
| Freshman year | $4,811.00 | $6,920.00 | $21,611.00 |
| Senior year | $5,126.00 | $7,372.00 | $23,024.00 |
| Total 2-year net price | $9,937.00 | $14,292.00 | $44,635.00 |
| 10-year loan interest @ 6.8% | $3,786.00 | $5,445.00 | $17,004.00 |
| Total monthly payment | $114.00 | $164.00 | $514.00 |
| Total amount paid | $13,723.00 | $19,737.00 | $61,639.00 |
See the full net-price breakdown in the Net Price section.
Net price strips out grant and scholarship aid to show what families really pay. It is usually a better planning number than the sticker cost above.
| Average net price (on-campus) | $3,337.00 |
| Average net price (off-campus) | $-2,735.00 |
Net price varies sharply by family income, dropping as need-based aid grows. Here is the average net price for each family-income range:
| Family income | Average net price |
|---|---|
| Under $30,000 | $-6,023.00 |
| $30,000 to $48,000 | $-1,433.00 |
| $48,001 to $75,000 | $1,435.00 |
| $75,001 to $110,000 | $4,953.00 |
| Over $110,000 | $537.00 |
For a personalized estimate, try the San Diego Miramar College Net Price Calculator, or contact the financial aid office.
For the grant-and-scholarship detail behind these figures, see the grants & scholarships detail.
Median graduate debt at San Diego Miramar College stands at $4,239.00, landing it in the Very Low (<$10k) debt-burden category.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $1,750.00 |
| 25th | $2,250.00 |
| Median (50th) | $4,239.00 |
| 75th | $4,500.00 |
| 90th | $9,000.00 |
The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.
Explore borrowing, repayment, and default in detail on the student-loan-debt breakdown.
Median debt at graduation differs meaningfully across income brackets. The figures below split graduating borrowers into three income brackets:
| Family income | Median debt at graduation |
|---|---|
| Low income | $4,500.00 |
| Middle income | $4,000.00 |
| High income | $3,500.00 |
On average, low-income graduates leave with $1,000.00 in extra median debt compared with high-income peers.
Debt at graduation often differs for first-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $4,500.00 |
| Continuing-generation students | $3,500.00 |
First-gen borrowers at San Diego Miramar College leave with $1,000.00 in extra median debt compared with continuing-generation peers.
Pell Grant eligibility is a useful proxy for low-income status among undergraduates. Comparing Pell recipients vs non-recipients shows how debt is distributed by need.
The Pell vs non-Pell debt gap at San Diego Miramar College amounts to $1,000.00. Federal data flags this school for Pell-related debt inequity.
The default-rate classification at San Diego Miramar College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 14.4% |
For scale, federal Stafford loan disbursements at San Diego Miramar College add up to $16,027,243.00 covering 2,650 student borrowers.
Use the figures above as a launch point, then think through San Diego Miramar College, the questions below are worth your time:
Dig further into the cost picture with the related pages below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.