by our College Data Analytics TeamMany students will never be charged the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The total cost of going to San Joaquin Delta College can seem tremendous, but do not forget that almost all students are given some form of financial help.
Just what financial aid solutions can Delta deliver, and just what are you going to be eligible for? Keep reading for answers. Keep going to see what amount of financial assistance could be accessible to you.
Eligibility for aid and scholarships is driven mostly by your household’s income and need. Use the information below to understand how much financial assistance you may get from San Joaquin Delta College.
Colleges use loans, grants, scholarships and work-study to minimize what students actually pay out of pocket. Keep in mind that certain forms of assistance are more beneficial than others, and aid amounts differ from student to student.
For incoming first-year students at San Joaquin Delta College, 59% of first-time, full-time freshmen received some form of financial aid around 1323 new students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 58% | $6,311 |
| Institutional grants & scholarships | 4% | $488 |
| Federal Pell grants | 47% | $5,879 |
| State/local grants | 26% | $3,106 |
| Federal student loans | 1% | $5,757 |
Grants and scholarships are the most valuable form of aid because, unlike loans, they never have to be repaid. At Delta, around 30% of the undergraduate population received grant aid that averaged $6,021 (for some 5409 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 30% | $6,021 |
| Federal Pell grants | 25% | $4,910 |
| Federal student loans | 1% | $6,578 |
For on-campus title-IV students, average grant aid came to $7,558.
Since aid is largely need-based, the real cost of attendance falls steeply for lower-income families.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $7,555 |
| $30,001 – $75,000 | $8,929 |
| Over $75,000 | $13,344 |
Remember these are net prices — what families pay after gift aid, not before.
Net price is the cost remaining after grant and scholarship aid is subtracted from the sticker price, and it is the most useful single number for estimating real cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $2,407 |
| Off-campus title-IV students | $8,508 |
For a customized cost estimate, visit Delta’s online cost calculator: www.deltacollege.edu/student-services/financial-aid-scholarships/cost-estimates/net-price-calculator.
Graduating students at Delta carry a median federal student debt of $7,000 of federal student loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $7,000 |
| Median federal debt (graduates only) | $7,500 |
| Typical 10-year monthly payment (graduates) | $79.51/mo |
Under a standard ten-year plan, the median graduate’s monthly payment lands near the figure above.
A single median figure conceals how much debt outcomes differ student to student. These percentiles trace how cumulative federal debt is spread among borrowers at Delta.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,750 |
| 25th percentile | $3,000 |
| 75th percentile | $9,500 |
| 90th percentile (highest-debt students) | $16,467 |
How much a student borrows depends heavily on family income, first-gen status, and dependency.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $7,500 |
| Middle income | $6,497 |
| High income | $4,625 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $7,102 |
| Continuing-generation students | $6,490 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $4,500 |
| Independent students | $9,500 |
A handful of calculated indicators summarize the debt outlook at Delta.
The Stafford loan program is the largest source of federal direct loans to undergraduates. These figures summarize annual Stafford program activity at Delta:
| Metric | Value |
|---|---|
| Stafford loan recipients | 7714 |
| Total Stafford loan amount | $85,946,964 |
Veterans and active-duty service members may qualify for the Post-9/11 GI Bill or DoD Tuition Assistance.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 94 |
| Total GI Bill amount | $21,579 |
| Average GI Bill amount per recipient | $230 |
Active-duty Tuition Assistance recipients
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 2 |
| Total DoD amount | $100 |
| Average DoD amount per recipient | $50 |
References
More about our data sources and methodologies.