by our College Data Analytics TeamThis guide covers the real cost of attending San Joaquin Valley College-Modesto, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.
If you want to dig into a particular figure, jump to any section below:
Net price reflects the true cost to attend after grant and scholarship aid is deducted. For most prospective students, net price gives a more realistic estimate than sticker tuition.
| Average net price (on-campus) | $26,706.00 |
| Average net price (off-campus) | $24,617.00 |
Net price is not the same for every family — it falls as financial need rises and grant aid increases. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $23,312.00 |
| $30,000 to $48,000 | $24,143.00 |
| $48,001 to $75,000 | $25,870.00 |
| $75,001 to $110,000 | $27,099.00 |
| Over $110,000 | $27,429.00 |
Run your own numbers with the San Joaquin Valley College-Modesto Net Price Calculator, or check with the financial aid office.
Want to know how that aid is awarded? See the financial aid breakdown.
The median graduating debt at San Joaquin Valley College-Modesto comes to $9,773.00, placing the school in the Very Low (<$10k) debt-load classification.
The percentile spread of debt at graduation is shown below:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,920.00 |
| 25th | $9,474.00 |
| Median (50th) | $9,773.00 |
| 75th | $19,977.00 |
| 90th | $20,000.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
Explore borrowing, repayment, and default in detail on the student loan debt detail.
Student debt at graduation is not evenly distributed across income levels. Below the data splits borrowers across three income groups:
| Family income | Median debt at graduation |
|---|---|
| Low income | $10,118.00 |
| Middle income | $9,500.00 |
| High income | $9,500.00 |
Graduates from lower-income families carry $618.00 more debt than high-income graduates.
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $9,699.00 |
| Continuing-generation students | $10,574.00 |
Pell Grants are the federal government’s primary need-based undergraduate aid program. Comparing Pell recipients vs non-recipients shows how debt is distributed by need.
The median debt difference between Pell-eligible and non-Pell graduates of San Joaquin Valley College-Modesto comes to $359.00. This school is flagged by the Department of Education for Pell-related debt inequity.
The federal default-rate classification for San Joaquin Valley College-Modesto is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 18.6% |
For a sense of scale, Stafford disbursements at San Joaquin Valley College-Modesto amount to $888,709,612.00 covering 66,770 loan recipients.
Veterans and active-duty service members may qualify for substantial federal education benefits including the GI Bill and Tuition Assistance from the Department of Defense.
| GI Bill recipients | 41 |
| Avg GI Bill amount | $14,060.00 |
Explore GI Bill and military aid in detail on the veteran aid breakdown.
The figures above are a starting point — as you weigh San Joaquin Valley College-Modesto, the questions below are worth your time:
Dig further into the cost picture with the related pages below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.