by our College Data Analytics TeamMany students will not be asked to pay the complete price tag of a school. Rather, they are presented a financial aid deal that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The price tag of going to San Joaquin Valley College-Rancho Cordova can appear overpowering, but remember that the majority of students obtain some kind of financial assistance.
What financing options does San Joaquin Valley College-Rancho Cordova offer you, and what will you qualify for? Keep scrolling for more information. Keep reading to find out how much school funding will be available to you.
Eligibility for aid and scholarships is driven mostly by your household’s income and need. Read on to get a sense of the financial assistance available at San Joaquin Valley College-Rancho Cordova.
Financial aid, in the form of loans, grants, work-study, and scholarships, is one way colleges reduce the cost of attendance so most students can actually afford to attend. Note that some aid is more valuable than the rest, and individual awards are far from uniform.
Looking at the entering class at San Joaquin Valley College-Rancho Cordova, 73% of new full-time first-years were awarded at least some aid around 24 first-years).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 36% | $5,977 |
| Institutional grants & scholarships | 0% | — |
| Federal Pell grants | 36% | $5,577 |
| State/local grants | 0% | — |
| Federal student loans | 67% | $8,000 |
The best aid is gift aid: grants and scholarships that carry no repayment obligation. Across the undergraduate body at San Joaquin Valley College-Rancho Cordova, roughly 40% of undergraduates were awarded an average grant or scholarship of $4,962 (across roughly 126 recipients).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 40% | $4,962 |
| Federal Pell grants | 40% | $4,740 |
| Federal student loans | 73% | $8,672 |
For students living on campus and receiving title-IV aid, grants averaged $3,277.
Need-based aid means lower-income families typically pay far less than the sticker price suggests.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $26,890 |
| $30,001 – $75,000 | $26,068 |
| Over $75,000 | $29,993 |
Each figure is the net price after grants and scholarships, not the published sticker price.
Net price is the cost remaining after grant and scholarship aid is subtracted from the sticker price, and it is the most useful single number for estimating real cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $29,811 |
| Off-campus title-IV students | $27,288 |
For a customized cost estimate, visit San Joaquin Valley College-Rancho Cordova’s net price tool: www.sjvc.edu/net-price-calculator.
The median federal debt load at San Joaquin Valley College-Rancho Cordova comes to $9,773 of cumulative federal debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $9,773 |
| Median federal debt (graduates only) | $10,674 |
| Typical 10-year monthly payment (graduates) | $113.16/mo |
That monthly figure reflects the median graduate debt repaid on a standard 10-year federal schedule.
The median alone does not show how widely outcomes vary across the student body. The percentiles below describe the cumulative federal debt distribution for borrowers at San Joaquin Valley College-Rancho Cordova.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,920 |
| 25th percentile | $9,474 |
| 75th percentile | $19,977 |
| 90th percentile (highest-debt students) | $20,000 |
Median debt varies by family income, by first-generation status, and by dependency status.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $10,118 |
| Middle income | $9,500 |
| High income | $9,500 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $9,699 |
| Continuing-generation students | $10,574 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $7,667 |
| Independent students | $10,550 |
A handful of calculated indicators summarize the debt outlook at San Joaquin Valley College-Rancho Cordova.
The Stafford program is the federal direct-loan vehicle most undergraduates use. The aggregate figures below show how active the program is at San Joaquin Valley College-Rancho Cordova:
| Metric | Value |
|---|---|
| Stafford loan recipients | 66770 |
| Total Stafford loan amount | $888,709,612 |
Military-affiliated students can tap the Post-9/11 GI Bill and DoD Tuition Assistance.
Post-9/11 GI Bill recipients
| Metric | Value |
|---|---|
| GI Bill recipients | 10 |
| Total GI Bill amount | $169,073 |
| Average GI Bill amount per recipient | $16,907 |
DoD program volume
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 0 |
| Total DoD amount | $0 |
References
More about our data sources and methodologies.