by our College Data Analytics TeamThis guide covers the real cost of attending San Joaquin Valley College-Rancho Mirage, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.
Jump to any section of this page using the links below:
The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. It is usually a better planning number than the sticker cost above.
| Average net price (on-campus) | $28,158.00 |
| Average net price (off-campus) | $27,243.00 |
The real cost varies by income because need-based aid scales with financial need. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $24,480.00 |
| $30,000 to $48,000 | $21,757.00 |
| $48,001 to $75,000 | $24,468.00 |
Estimate your specific net price using the school’s San Joaquin Valley College-Rancho Mirage Net Price Calculator, or reach out to the financial aid office.
Curious how grants and scholarships are distributed? Explore the financial aid breakdown.
The median graduating debt at San Joaquin Valley College-Rancho Mirage is $9,773.00, which federal data classifies as a Very Low (<$10k) debt-burden category.
Across borrowers, debt at graduation distributes like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,920.00 |
| 25th | $9,474.00 |
| Median (50th) | $9,773.00 |
| 75th | $19,977.00 |
| 90th | $20,000.00 |
How far apart the 10th and 90th percentiles sit tells you how uneven debt outcomes are.
Dig deeper into debt on the student loan debt page.
Debt at graduation is far from uniform across income levels. Below, debt is broken out by low, middle, and high family income:
| Family income | Median debt at graduation |
|---|---|
| Low income | $10,118.00 |
| Middle income | $9,500.00 |
| High income | $9,500.00 |
Graduates from lower-income families carry $618.00 more debt than high-income graduates.
Whether your parents attended college is associated with differences in median debt at graduation.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $9,699.00 |
| Continuing-generation students | $10,574.00 |
The Pell Grant is the largest federal grant for undergraduates from low-income families. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The Pell vs non-Pell debt gap at San Joaquin Valley College-Rancho Mirage is $359.00. This institution is flagged by federal data for Pell-debt inequity.
The federal default-rate classification for San Joaquin Valley College-Rancho Mirage is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 18.6% |
To put the rates in context, Stafford loans at San Joaquin Valley College-Rancho Mirage come to $888,709,612.00 over 66,770 student borrowers.
Veterans and active-duty students can access dedicated federal education aid including the GI Bill and Tuition Assistance from the Department of Defense.
| GI Bill recipients | 26 |
| Avg GI Bill amount | $14,506.00 |
Dig into veteran education benefits on the college veterans page.
Beyond the data above, it helps to ask a few questions when weighing San Joaquin Valley College-Rancho Mirage, the questions below are worth your time:
Each page below covers one part of paying for college in more detail:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.