by our College Data Analytics TeamHere is what you can expect to pay at San Joaquin Valley College-Santa Maria, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.
If you want to dig into a particular figure, jump to any section below:
The net price figure shows the cost after grants and scholarships are deducted. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.
| Average net price (on-campus) | $26,983.00 |
| Average net price (off-campus) | $22,599.00 |
Net price is not the same for every family — it falls as financial need rises and grant aid increases. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $19,811.00 |
| $30,000 to $48,000 | $20,250.00 |
| $48,001 to $75,000 | $21,070.00 |
| $75,001 to $110,000 | $25,709.00 |
| Over $110,000 | $25,709.00 |
Use San Joaquin Valley College-Santa Maria Net Price Calculator, or contact the financial aid office.
For the grant-and-scholarship detail behind these figures, see the financial aid breakdown.
Typical debt at graduation from San Joaquin Valley College-Santa Maria amounts to $9,773.00, placing the school in the Very Low (<$10k) debt-burden bucket.
Across borrowers, debt at graduation distributes like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,920.00 |
| 25th | $9,474.00 |
| Median (50th) | $9,773.00 |
| 75th | $19,977.00 |
| 90th | $20,000.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
Read the complete debt breakdown on the student loan debt page.
Median debt at graduation differs meaningfully across income brackets. The table below divides borrowers into three income tiers:
| Family income | Median debt at graduation |
|---|---|
| Low income | $10,118.00 |
| Middle income | $9,500.00 |
| High income | $9,500.00 |
Low-income graduates carry $618.00 in additional median debt versus high-income graduates.
Whether your parents attended college is associated with differences in median debt at graduation.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $9,699.00 |
| Continuing-generation students | $10,574.00 |
Pell Grant eligibility is a useful proxy for low-income status among undergraduates. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.
The median debt difference between Pell-eligible and non-Pell graduates of San Joaquin Valley College-Santa Maria comes to $359.00. The Department of Education flags this school for a Pell-debt-inequity pattern.
The federal default-rate tier for San Joaquin Valley College-Santa Maria is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 18.6% |
For context on the loan portfolio, Stafford disbursements at San Joaquin Valley College-Santa Maria reach $888,709,612.00 over 66,770 borrowers.
Veterans and active-duty students can access dedicated federal education aid like the Post-9/11 GI Bill and DoD tuition assistance.
| GI Bill recipients | 2 |
| Avg GI Bill amount | $23,070.00 |
Explore GI Bill and military aid in detail on the college veterans page.
Use the figures above as a launch point, then think through San Joaquin Valley College-Santa Maria, keep these questions in mind:
Each page below covers one part of paying for college in more detail:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.