by our College Data Analytics TeamMost students will not be asked to pay the full sticker price of a school. Rather, they are offered a financial aid plan that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The total cost of going to San Joaquin Valley College-Trades Education Center can seem overpowering, but remember that the majority of students are given some form of financial assistance.
What financing options does San Joaquin Valley College-Trades Education Center offer you, and what will you qualify for? Keep scrolling for more information. Keep going to discover just how much financial aid could be open to you.
How much aid you qualify for depends largely on your family’s financial circumstances. The information provided on this page can help you determine how much aid you may receive from San Joaquin Valley College-Trades Education Center.
Colleges use loans, grants, scholarships and work-study to minimize what students actually pay out of pocket. However, some types of aid are more desirable than others, and some students will receive more than others.
At San Joaquin Valley College-Trades Education Center, 85% of first-time, full-time freshmen received some form of financial aid (about 167 incoming students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 71% | $5,303 |
| Institutional grants & scholarships | 0% | — |
| Federal Pell grants | 71% | $4,963 |
| State/local grants | 2% | $5,211 |
| Federal student loans | 70% | $7,681 |
The best aid is gift aid: grants and scholarships that carry no repayment obligation. At San Joaquin Valley College-Trades Education Center, approximately 61% of undergraduates were awarded grant or scholarship aid averaging $4,411 (for some 297 undergraduates).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 61% | $4,411 |
| Federal Pell grants | 60% | $4,209 |
| Federal student loans | 63% | $6,403 |
Title-IV recipients living on campus saw average grant aid of $4,519.
Since aid is largely need-based, the real cost of attendance falls steeply for lower-income families.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $23,441 |
| $30,001 – $75,000 | $24,823 |
| Over $75,000 | $26,990 |
Each amount is the average cost remaining once grant aid is subtracted, by income band.
The net price strips out grant and scholarship aid from the sticker price to show roughly what families really pay.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $27,887 |
| Off-campus title-IV students | $24,093 |
To get a personalized net price estimate, try San Joaquin Valley College-Trades Education Center’s official net price calculator: www.sjvc.edu/net-price-calculator.
The median federal debt load at San Joaquin Valley College-Trades Education Center comes to $9,773 of federal student loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $9,773 |
| Median federal debt (graduates only) | $10,674 |
| Typical 10-year monthly payment (graduates) | $113.16/mo |
At a typical 10-year repayment schedule, the median graduate would pay about the monthly figure above.
The median alone does not show how widely outcomes vary across the student body. The percentiles below describe the cumulative federal debt distribution for borrowers at San Joaquin Valley College-Trades Education Center.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,920 |
| 25th percentile | $9,474 |
| 75th percentile | $19,977 |
| 90th percentile (highest-debt students) | $20,000 |
Outcomes differ by income bracket, by first-generation status, and by whether a student is financially dependent.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $10,118 |
| Middle income | $9,500 |
| High income | $9,500 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $9,699 |
| Continuing-generation students | $10,574 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $7,667 |
| Independent students | $10,550 |
Federal data publishes pre-calculated indicators that summarize debt outcomes. San Joaquin Valley College-Trades Education Center.
Stafford loans make up the bulk of federal direct lending to undergraduates. The totals below capture Stafford lending at San Joaquin Valley College-Trades Education Center:
| Metric | Value |
|---|---|
| Stafford loan recipients | 66770 |
| Total Stafford loan amount | $888,709,612 |
The GI Bill and DoD Tuition Assistance are the main federal aid routes for veterans and service members.
Post-9/11 GI Bill recipients
| Metric | Value |
|---|---|
| GI Bill recipients | 91 |
| Total GI Bill amount | $1,245,834 |
| Average GI Bill amount per recipient | $13,690 |
Active-duty Tuition Assistance recipients
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 0 |
| Total DoD amount | $0 |
References
More about our data sources and methodologies.