by our College Data Analytics TeamThis guide covers the real cost of attending San Jose City College, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
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The total cost of attendance at San Jose City College came in between $24,038.00 and up to $34,594.00 depending on residency and living arrangement.
Residency made the difference: in-state students paid the lower rate and out-of-state students the higher rate: roughly $24,038.00 in-state versus $34,594.00 for out-of-state students.
Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.
| Tuition and fees | $1,366.00 |
| + Room, board & other expenses | $22,672.00 |
| Total cost | $24,038.00 |
| That is 25% above the national average net price. |
| Total cost | $24,038.00 |
| − Grants and scholarships | −$9,122.00 |
| Net price | $14,916.00 |
| That is 23% below the national average net price. |
| Total cost | $24,038.00 |
| − Grants and scholarships | −$9,651.00 |
| Net price | $14,387.00 |
| That is 25% below the national average net price. |
| Tuition and fees | $11,922.00 |
| + Room, board & other expenses | $22,672.00 |
| Total cost | $34,594.00 |
| That is 80% above the national average net price. |
| Total cost | $34,594.00 |
| − Grants and scholarships | −$9,122.00 |
| Net price | $25,472.00 |
| That is 32% above the national average net price. |
| Total cost | $34,594.00 |
| − Grants and scholarships | −$9,651.00 |
| Net price | $24,943.00 |
| That is 30% above the national average net price. | |
| Go deeper on the components with tuition and fees and room and board. |
Cost of attendance here has been rising at about 8.6% a year, so a full degree will cost more than a single year — the tables below carry that forward. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. The repayment figures use a ten-year loan at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 8.6% | 8.6% | 8.6% |
| Freshman year | $15,619.00 | $16,193.00 | $26,096.00 |
| Senior year | $19,982.00 | $20,717.00 | $33,387.00 |
| Total 4-year net price | $70,963.00 | $73,573.00 | $118,567.00 |
| 10-year loan interest @ 6.8% | $27,034.00 | $28,029.00 | $45,170.00 |
| Total monthly payment | $817.00 | $847.00 | $1,364.00 |
| Total amount paid | $97,998.00 | $101,601.00 | $163,736.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 8.6% | 8.6% | 8.6% |
| Freshman year | $15,619.00 | $16,193.00 | $26,096.00 |
| Senior year | $16,955.00 | $17,579.00 | $28,329.00 |
| Total 2-year net price | $32,574.00 | $33,772.00 | $54,425.00 |
| 10-year loan interest @ 6.8% | $12,410.00 | $12,866.00 | $20,734.00 |
| Total monthly payment | $375.00 | $389.00 | $626.00 |
| Total amount paid | $44,984.00 | $46,638.00 | $75,159.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 8.6% | 8.6% | 8.6% |
| Freshman year | $27,078.00 | $27,652.00 | $37,555.00 |
| Senior year | $34,644.00 | $35,379.00 | $48,049.00 |
| Total 4-year net price | $123,030.00 | $125,640.00 | $170,634.00 |
| 10-year loan interest @ 6.8% | $46,870.00 | $47,864.00 | $65,005.00 |
| Total monthly payment | $1,416.00 | $1,446.00 | $1,964.00 |
| Total amount paid | $169,901.00 | $173,504.00 | $235,639.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 8.6% | 8.6% | 8.6% |
| Freshman year | $27,078.00 | $27,652.00 | $37,555.00 |
| Senior year | $29,396.00 | $30,019.00 | $40,770.00 |
| Total 2-year net price | $56,474.00 | $57,672.00 | $78,325.00 |
| 10-year loan interest @ 6.8% | $21,515.00 | $21,971.00 | $29,839.00 |
| Total monthly payment | $650.00 | $664.00 | $901.00 |
| Total amount paid | $77,989.00 | $79,643.00 | $108,164.00 |
See the full net-price breakdown in the net price section below.
The net price figure shows the cost after grants and scholarships are deducted. For most families it is a more realistic figure than the published cost.
| Average net price (on-campus) | $16,959.00 |
| Average net price (off-campus) | $16,658.00 |
The real cost varies by income because need-based aid scales with financial need. The table below shows the average net price by family-income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $15,935.00 |
| $30,000 to $48,000 | $16,583.00 |
| $48,001 to $75,000 | $17,832.00 |
| $75,001 to $110,000 | $22,545.00 |
| Over $110,000 | $22,403.00 |
Get a tailored estimate from the San Jose City College Net Price Calculator, or get in touch with the financial aid office.
Want to know how that aid is awarded? See the financial aid page.
Median graduate debt at San Jose City College is $5,500.00, placing the school in the Very Low (<$10k) debt-load classification.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $1,750.00 |
| 25th | $3,250.00 |
| Median (50th) | $5,500.00 |
| 75th | $11,313.00 |
| 90th | $19,000.00 |
The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.
Dig deeper into debt on the student loan debt detail.
Debt at graduation often differs for first-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $5,850.00 |
| Continuing-generation students | $4,750.00 |
First-gen borrowers at San Jose City College carry $1,100.00 more debt than continuing-generation students.
The federal default-rate tier for San Jose City College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 11.7% |
For a sense of scale, Stafford disbursements at San Jose City College come to $14,594,660.00 across 1,543 loan recipients.
Beyond the data above, it helps to ask a few questions when weighing San Jose City College, keep these questions in mind:
Dig further into the cost picture with the related pages below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.