by our College Data Analytics TeamMany students will never be charged the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The sum total of attendance at San Jose State University can sound overwhelming, but bear in mind that many students get some type of financial aid.
Just what financial assistance solutions will San Jose State provide, and just what are you going to be eligible for? Read on for answers. Keep scrolling to discover just how much financial aid could be open to you.
The amount of financial aid and scholarships you are eligible for will vary depending on your family’s income. Use the information below to understand how much financial assistance you may get from San Jose State University.
Through a mix of loans, grants, work-study and scholarships, schools bring down the effective cost so more students can attend. Keep in mind that certain forms of assistance are more beneficial than others, and aid amounts differ from student to student.
Looking at the entering class at San Jose State University, 69% of first-time, full-time freshmen received some form of financial aid around 2983 first-years).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 63% | $12,353 |
| Institutional grants & scholarships | 37% | $6,531 |
| Federal Pell grants | 37% | $5,793 |
| State/local grants | 59% | $5,494 |
| Federal student loans | 23% | $4,893 |
Grants and scholarships are the most valuable form of aid because, unlike loans, they never have to be repaid. At this school, about 56% of undergraduate students received gift aid averaging $11,385 (among about 15117 recipients).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 56% | $11,385 |
| Federal Pell grants | 35% | $5,273 |
| Federal student loans | 20% | $6,429 |
Among title-IV aid recipients living on campus, grant and scholarship aid averaged $12,833.
The figures below show the average net price — cost after all grant and scholarship aid — broken out by family income.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $9,791 |
| $30,001 – $75,000 | $11,405 |
| Over $75,000 | $21,334 |
Remember these are net prices — what families pay after gift aid, not before.
After grants and scholarships come off the published price, what remains is the net price — the best estimate of true out-of-pocket cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $13,760 |
| Off-campus title-IV students | $13,741 |
To project your own net price, use San Jose State’s net price tool: www.sjsu.edu/faso/docs/net-price-calculator.html.
Graduating students at San Jose State carry a median federal student debt of $12,000 in federal loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $12,000 |
| Median federal debt (graduates only) | $15,000 |
| Typical 10-year monthly payment (graduates) | $159.02/mo |
Under a standard ten-year plan, the median graduate’s monthly payment lands near the figure above.
The numbers below show the full range, not just the middle of the distribution. The four reference points below map the debt distribution at San Jose State.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,500 |
| 25th percentile | $5,500 |
| 75th percentile | $22,996 |
| 90th percentile (highest-debt students) | $31,000 |
Outcomes differ by income bracket, by first-generation status, and by whether a student is financially dependent.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $12,000 |
| Middle income | $11,500 |
| High income | $13,000 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $12,000 |
| Continuing-generation students | $13,000 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $11,250 |
| Independent students | $13,891 |
The Department of Education computes summary indicators that describe debt outcomes at a glance. San Jose State.
The Stafford program is the federal direct-loan vehicle most undergraduates use. The annual Stafford volume below reflects program activity at San Jose State:
| Metric | Value |
|---|---|
| Stafford loan recipients | 53201 |
| Total Stafford loan amount | $1,023,349,281 |
GI Bill and DoD Tuition Assistance are the two federal aid programs targeted at military-affiliated students.
Post-9/11 GI Bill recipients
| Metric | Value |
|---|---|
| GI Bill recipients | 354 |
| Total GI Bill amount | $2,376,259 |
| Average GI Bill amount per recipient | $6,713 |
Active-duty Tuition Assistance recipients
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 4 |
| Total DoD amount | $5,646 |
| Average DoD amount per recipient | $1,412 |
References
More about our data sources and methodologies.