by our College Data Analytics TeamBelow is federal data on the loans students use to pay for San Juan Bautista School of Medicine: median debt, the percentile spread, total borrowing including PLUS loans, and the cost to repay. These figures are reported by the Department of Education and IPEDS.
At San Juan Bautista School of Medicine, 0% of incoming students take out a loan to help cover first-year costs.
Across the full undergraduate body at San Juan Bautista School of Medicine (freshmen included), 40% finance part of their studies with federal loans, with a mean of $2,254 per year.
At a steady annual pace, that totals around $4,508 after two years and $9,016 over four years. This assumes steady federal borrowing and leaves out private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 40% |
| Average federal loan per year | $2,254 |
| Undergraduates with a federal loan | 24 |
| Total federal loans (one year) | $54,100 |
The middle borrower at San Juan Bautista School of Medicine owes $7,000 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $7,000 |
The indicators below describe what the typical debt costs to pay back at San Juan Bautista School of Medicine.
The default rate measures how many borrowers fall behind and ultimately fail to repay their federal loans. The official Department of Education two-year default rate for San Juan Bautista School of Medicine appears below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 8.8% |
| Borrowers in the cohort | 68 |
A lower default rate generally signals that graduates earn enough to manage their loan payments.
Subsidized vs. Unsubsidized Loans
With an unsubsidized loan, interest starts adding up the day the loan is disbursed, including during school. Subsidized loans, by contrast, do not accrue interest while you are enrolled at least half-time, which makes them the less expensive option when you qualify.
Did You Know?
Federal student loans are not discharged in bankruptcy in all but the rarest cases, and the government can withhold part of your income or tax refund if you default.
References
More about our data sources and methodologies.