by our College Data Analytics TeamA lot of students will never be charged the complete price tag of a school. Rather, they are presented a financial aid deal that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The price tag of going to San Juan College can appear tremendous, but do not forget that almost all students obtain some kind of financial help.
What financing options does SJC offer you, and what will you qualify for? Keep scrolling for more information. Read on to find out just how much financial aid will be open to you.
How much aid you qualify for depends largely on your family’s financial circumstances. The information provided on this page can help you determine how much aid you may receive from San Juan College.
Colleges use loans, grants, scholarships and work-study to minimize what students actually pay out of pocket. However, some types of aid are more desirable than others, and some students will receive more than others.
For incoming first-year students at San Juan College, 95% of first-year full-time students received aid of some kind roughly 256 freshmen).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 94% | $7,571 |
| Institutional grants & scholarships | 36% | $938 |
| Federal Pell grants | 68% | $6,300 |
| State/local grants | 84% | $2,795 |
| Federal student loans | 6% | $4,785 |
The best aid is gift aid: grants and scholarships that carry no repayment obligation. At SJC, around 48% of undergraduates were awarded grant or scholarship aid averaging $5,281 (for some 2952 awardees).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 48% | $5,281 |
| Federal Pell grants | 32% | $4,620 |
| Federal student loans | 5% | $5,413 |
For on-campus title-IV students, average grant aid came to $9,371.
Because need-based aid scales with family income, what students actually pay differs sharply across income brackets.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $4,095 |
| $30,001 – $75,000 | $5,152 |
| Over $75,000 | $9,489 |
The numbers above are post-aid net prices, so they already account for grants and scholarships.
The net price represents the average annual cost a title-IV-receiving student pays after grant aid is subtracted from the full cost of attendance.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $5,769 |
| Off-campus title-IV students | $4,526 |
To project your own net price, use SJC’s official net price calculator: www.sanjuancollege.edu/student-services/financial-aid/.
The median student at SJC graduates with $6,253 of cumulative federal debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $6,253 |
| Median federal debt (graduates only) | $9,750 |
| Typical 10-year monthly payment (graduates) | $103.37/mo |
That monthly figure reflects the median graduate debt repaid on a standard 10-year federal schedule.
The numbers below show the full range, not just the middle of the distribution. The percentiles below describe the cumulative federal debt distribution for borrowers at SJC.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,500 |
| 25th percentile | $2,500 |
| 75th percentile | $10,500 |
| 90th percentile (highest-debt students) | $18,470 |
How much a student borrows depends heavily on family income, first-gen status, and dependency.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $7,000 |
| Middle income | $5,500 |
| High income | $5,500 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $6,011 |
| Continuing-generation students | $7,254 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $4,532 |
| Independent students | $7,634 |
A handful of calculated indicators summarize the debt outlook at SJC.
Stafford loans are the federal government’s primary direct undergraduate lending program. The aggregate figures below show how active the program is at SJC:
| Metric | Value |
|---|---|
| Stafford loan recipients | 6700 |
| Total Stafford loan amount | $71,764,905 |
The GI Bill and DoD Tuition Assistance are the main federal aid routes for veterans and service members.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 100 |
| Total GI Bill amount | $142,768 |
| Average GI Bill amount per recipient | $1,428 |
DoD program volume
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 13 |
| Total DoD amount | $4,288 |
| Average DoD amount per recipient | $330 |
References
More about our data sources and methodologies.