Most students will not be asked to pay the complete price tag of a school. Rather, they are presented a financial aid deal that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The sum total of attendance at Santa Ana College can sound overpowering, but remember that the majority of students get some type of financial assistance.
What financing options does SAC offer you, and what will you qualify for? Keep scrolling for more information. Keep going to find out just how much financial aid will be open to you.
The amount of financial aid you can receive varies from person to person and will depend on your family’s economic situation. Use the information below to understand how much financial assistance you may get from Santa Ana College.
Colleges use loans, grants, scholarships and work-study to minimize what students actually pay out of pocket. Some kinds of aid are clearly preferable to others, and outcomes differ across students.
For incoming first-year students at Santa Ana College, 93% of first-time, full-time freshmen received some form of financial aid approximately 1167 first-years).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 89% | $6,768 |
| Institutional grants & scholarships | 2% | $1,750 |
| Federal Pell grants | 61% | $6,181 |
| State/local grants | 88% | $2,415 |
| Federal student loans | 1% | $8,550 |
Unlike loans, grants and scholarships are gift aid that does not need to be paid back, making them the most desirable form of assistance. Across the undergraduate body at SAC, about 38% of undergraduates were awarded an average grant or scholarship of $5,274 (across approximately 9895 awardees).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 38% | $5,274 |
| Federal Pell grants | 16% | $6,178 |
| Federal student loans | 1% | $11,777 |
Among title-IV aid recipients living on campus, grant and scholarship aid averaged $9,242.
The figures below show the average net price — cost after all grant and scholarship aid — broken out by family income.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $3,152 |
| $30,001 – $75,000 | $4,314 |
| Over $75,000 | $8,628 |
These figures reflect what title-IV aid recipients pay after grant and scholarship aid is applied.
The net price strips out grant and scholarship aid from the sticker price to show roughly what families really pay.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $3,133 |
| Off-campus title-IV students | $3,854 |
For a customized cost estimate, visit SAC’s NPC: misweb.cccco.edu/npc/871/npcalc.htm.
Graduating students at SAC carry a median federal student debt of $5,500 in federal student debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $5,500 |
| Median federal debt (graduates only) | $6,871 |
| Typical 10-year monthly payment (graduates) | $72.84/mo |
That monthly figure reflects the median graduate debt repaid on a standard 10-year federal schedule.
Looking only at the median can be misleading because it hides the spread. Use the percentiles below to see the debt range at SAC.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,000 |
| 25th percentile | $2,625 |
| 75th percentile | $10,925 |
| 90th percentile (highest-debt students) | $20,250 |
How much a student borrows depends heavily on family income, first-gen status, and dependency.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $5,563 |
| Middle income | $6,394 |
| High income | $5,375 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $5,375 |
| Continuing-generation students | $7,171 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $3,500 |
| Independent students | $7,500 |
The figure below distills the debt data into a single burden category for SAC.
Stafford loans make up the bulk of federal direct lending to undergraduates. These figures summarize annual Stafford program activity at SAC:
| Metric | Value |
|---|---|
| Stafford loan recipients | 2863 |
| Total Stafford loan amount | $31,370,011 |
Military-affiliated students can tap the Post-9/11 GI Bill and DoD Tuition Assistance.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 0 |
| Total GI Bill amount | $0 |
Active-duty Tuition Assistance recipients
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 0 |
| Total DoD amount | $0 |
References
More about our data sources and methodologies.