by our College Data Analytics TeamHere’s the full picture on paying for Santa Barbara City College, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.
If you want to dig into a particular figure, jump to any section below:
Published attendance costs at Santa Barbara City College varied between $18,682.00 through $27,874.00 depending on whether you qualify for in-state rates.
In-state students paid the lower published figure, while out-of-state students faced the higher one: close to $18,682.00 in-state, rising to $27,874.00 out of state.
Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.
| Tuition and fees | $1,240.00 |
| + Room, board & other expenses | $17,442.00 |
| Total cost | $18,682.00 |
| That is 3% below the national average net price. |
| Total cost | $18,682.00 |
| − Grants and scholarships | −$9,079.00 |
| Net price | $9,603.00 |
| That is 50% below the national average net price. |
| Total cost | $18,682.00 |
| − Grants and scholarships | −$11,061.00 |
| Net price | $7,621.00 |
| That is 60% below the national average net price. |
| Tuition and fees | $10,432.00 |
| + Room, board & other expenses | $17,442.00 |
| Total cost | $27,874.00 |
| That is 45% above the national average net price. |
| Total cost | $27,874.00 |
| − Grants and scholarships | −$9,079.00 |
| Net price | $18,795.00 |
| That is 2% below the national average net price. |
| Total cost | $27,874.00 |
| − Grants and scholarships | −$11,061.00 |
| Net price | $16,813.00 |
| That is 13% below the national average net price. | |
| Explore each piece on the tuition & fees page and living costs. |
Cost of attendance here has been rising by around 5.4% annually, so the projections below total more than one year of attendance. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. The loan rows amortise the projected total over a ten-year, 6.8% repayment.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 5.4% | 5.4% | 5.4% |
| Freshman year | $8,035.00 | $10,124.00 | $19,696.00 |
| Senior year | $9,415.00 | $11,864.00 | $23,081.00 |
| Total 4-year net price | $34,851.00 | $43,915.00 | $85,434.00 |
| 10-year loan interest @ 6.8% | $13,277.00 | $16,730.00 | $32,547.00 |
| Total monthly payment | $401.00 | $505.00 | $983.00 |
| Total amount paid | $48,129.00 | $60,645.00 | $117,981.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 5.4% | 5.4% | 5.4% |
| Freshman year | $8,035.00 | $10,124.00 | $19,696.00 |
| Senior year | $8,471.00 | $10,674.00 | $20,765.00 |
| Total 2-year net price | $16,505.00 | $20,798.00 | $40,461.00 |
| 10-year loan interest @ 6.8% | $6,288.00 | $7,923.00 | $15,414.00 |
| Total monthly payment | $190.00 | $239.00 | $466.00 |
| Total amount paid | $22,793.00 | $28,721.00 | $55,875.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 5.4% | 5.4% | 5.4% |
| Freshman year | $17,726.00 | $19,815.00 | $29,387.00 |
| Senior year | $20,772.00 | $23,220.00 | $34,437.00 |
| Total 4-year net price | $76,887.00 | $85,951.00 | $127,470.00 |
| 10-year loan interest @ 6.8% | $29,291.00 | $32,744.00 | $48,561.00 |
| Total monthly payment | $885.00 | $989.00 | $1,467.00 |
| Total amount paid | $106,178.00 | $118,695.00 | $176,031.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 5.4% | 5.4% | 5.4% |
| Freshman year | $17,726.00 | $19,815.00 | $29,387.00 |
| Senior year | $18,688.00 | $20,891.00 | $30,982.00 |
| Total 2-year net price | $36,413.00 | $40,706.00 | $60,369.00 |
| 10-year loan interest @ 6.8% | $13,872.00 | $15,508.00 | $22,998.00 |
| Total monthly payment | $419.00 | $468.00 | $695.00 |
| Total amount paid | $50,286.00 | $56,213.00 | $83,368.00 |
Read more in the net price section below.
Net price reflects the true cost to attend after grant and scholarship aid is deducted. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.
| Average net price (on-campus) | $11,315.00 |
| Average net price (off-campus) | $10,029.00 |
What families actually pay shifts with income, since need-based grants are larger for lower-income students. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $8,061.00 |
| $30,000 to $48,000 | $9,211.00 |
| $48,001 to $75,000 | $12,625.00 |
| $75,001 to $110,000 | $15,555.00 |
| Over $110,000 | $18,111.00 |
Use Santa Barbara City College Net Price Calculator, or reach out to the financial aid office.
Want to know how that aid is awarded? See the financial aid page.
Typical debt at graduation from Santa Barbara City College comes to $8,250.00, landing it in the Very Low (<$10k) debt-burden bucket.
The full distribution of debt at graduation looks like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,400.00 |
| 25th | $3,800.00 |
| Median (50th) | $8,250.00 |
| 75th | $11,113.00 |
| 90th | $20,796.00 |
The spread between the 10th and 90th percentiles reflects how variable debt outcomes are at this school.
Read the complete debt breakdown on the student loan debt detail.
Debt at graduation is far from uniform across income levels. The table below divides borrowers into three income tiers:
| Family income | Median debt at graduation |
|---|---|
| Low income | $9,500.00 |
| Middle income | $7,500.00 |
| High income | $5,500.00 |
Borrowers from lower-income families leave school with $4,000.00 more than graduates from high-income families.
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $8,250.00 |
| Continuing-generation students | $7,440.00 |
First-generation graduates of Santa Barbara City College hold $810.00 in extra median debt compared with continuing-generation peers.
Pell Grant eligibility is a useful proxy for low-income status among undergraduates. The Pell vs non-Pell debt gap reveals how borrowing differs by need.
The Pell-versus-non-Pell median debt difference at Santa Barbara City College comes to $3,555.00. This institution is flagged by federal data for Pell-debt inequity.
The Department of Education default-rate tier for Santa Barbara City College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 11.9% |
To put the rates in context, Stafford loans at Santa Barbara City College add up to $150,082,961.00 distributed across 13,475 student borrowers.
Numbers only tell part of the story. As you weigh Santa Barbara City College, a few questions are worth asking:
Each page below covers one part of paying for college in more detail:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.