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Can You Afford to Attend Santa Fe College?

Below is the data on what it actually costs to attend Santa Fe College, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.

$14,353.00 Cost of Attendance
$11,098.00 Avg Net Price
$7,125.00 Median Grad Debt

If you want to dig into a particular figure, jump to any section below:

The Cost of Attending Santa Fe College?

Published attendance costs at Santa Fe College came in between $14,353.00 through $20,979.00 across residency tiers.

In-state students paid the lower published figure, while out-of-state students faced the higher one: around $14,353.00 in-state, rising to $20,979.00 out-of-state.

Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.

What It Costs Residents (no aid)

Tuition and fees $2,563.00
+ Room, board & other expenses $11,790.00
Total cost $14,353.00
That is 25% below the national average net price.

After-Aid Net Price for Residents (with average aid)

Total cost $14,353.00
− Grants and scholarships −$3,067.00
Net price $11,286.00
That is 41% below the national average net price.

Average Net Price for Low-Income Residents

Total cost $14,353.00
− Grants and scholarships −$3,897.00
Net price $10,456.00
That is 46% below the national average net price.

Cost for Non-Residents (no aid)

Tuition and fees $9,189.00
+ Room, board & other expenses $11,790.00
Total cost $20,979.00
That is 9% above the national average net price.

Net Price for Non-Residents (with average aid)

Total cost $20,979.00
− Grants and scholarships −$3,067.00
Net price $17,912.00
That is 7% below the national average net price.

What Low-Income Non-Residents Pay — Non-Residents

Total cost $20,979.00
− Grants and scholarships −$3,897.00
Net price $17,082.00
That is 11% below the national average net price.
Want the line-by-line detail? Dig into the tuition & fees page and room and board.

Projected Cost of a Degree at Santa Fe College

Below, a full degree is projected forward at today’s cost. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. The repayment figures use a ten-year loan at 6.8%.

In-State Projected Costs

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 0% 0% 0%
Freshman year $10,456.00 $11,286.00 $14,353.00
Senior year $10,456.00 $11,286.00 $14,353.00
Total 4-year net price $41,824.00 $45,144.00 $57,412.00
10-year loan interest @ 6.8% $15,933.00 $17,198.00 $21,872.00
Total monthly payment $481.00 $520.00 $661.00
Total amount paid $57,757.00 $62,342.00 $79,284.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 0% 0% 0%
Freshman year $10,456.00 $11,286.00 $14,353.00
Senior year $10,456.00 $11,286.00 $14,353.00
Total 2-year net price $20,912.00 $22,572.00 $28,706.00
10-year loan interest @ 6.8% $7,967.00 $8,599.00 $10,936.00
Total monthly payment $241.00 $260.00 $330.00
Total amount paid $28,879.00 $31,171.00 $39,642.00

For Out-of-State Students

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 0% 0% 0%
Freshman year $17,082.00 $17,912.00 $20,979.00
Senior year $17,082.00 $17,912.00 $20,979.00
Total 4-year net price $68,328.00 $71,648.00 $83,916.00
10-year loan interest @ 6.8% $26,031.00 $27,295.00 $31,969.00
Total monthly payment $786.00 $825.00 $966.00
Total amount paid $94,359.00 $98,943.00 $115,885.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 0% 0% 0%
Freshman year $17,082.00 $17,912.00 $20,979.00
Senior year $17,082.00 $17,912.00 $20,979.00
Total 2-year net price $34,164.00 $35,824.00 $41,958.00
10-year loan interest @ 6.8% $13,015.00 $13,648.00 $15,984.00
Total monthly payment $393.00 $412.00 $483.00
Total amount paid $47,179.00 $49,472.00 $57,942.00
Jump to the net-price detail in the net-price section.

What Families Actually Pay at Santa Fe College

Net price strips out grant and scholarship aid to show what families really pay. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.

Average net price (on-campus) $11,098.00
Average net price (off-campus) $11,154.00

What families actually pay shifts with income, since need-based grants are larger for lower-income students. Here is the average net price for each family-income range:

Family income Average net price
Under $30,000 $10,251.00
$30,000 to $48,000 $10,703.00
$48,001 to $75,000 $11,927.00
$75,001 to $110,000 $13,409.00
Over $110,000 $13,579.00

Estimate your specific net price using the school’s Santa Fe College Net Price Calculator, or check with the financial aid office.

For the grant-and-scholarship detail behind these figures, see the financial aid page.

How Much Do Students Borrow at Santa Fe College

Median graduate debt at Santa Fe College amounts to $7,125.00, placing the school in the Very Low (<$10k) debt-burden bucket.

Here’s how debt at graduation distributes across borrowers:

Percentile Debt at graduation
10th $1,800.00
25th $3,306.00
Median (50th) $7,125.00
75th $13,300.00
90th $24,453.00

The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.

Read the complete debt breakdown on the student-loan-debt breakdown.

Income and Debt Outcomes at Santa Fe College

Family income tracks closely with debt at graduation. Below the data splits borrowers across three income groups:

Family income Median debt at graduation
Low income $8,000.00
Middle income $7,092.00
High income $6,008.00

On average, low-income graduates leave with $1,992.00 in additional median debt versus high-income graduates.

Debt by First-Generation Status at Santa Fe College

First-gen students typically face different financial-aid contexts than students whose parents attended college.

Student group Median debt at graduation
First-generation students $7,500.00
Continuing-generation students $6,500.00

First-generation graduates of Santa Fe College graduate with $1,000.00 in additional median debt versus continuing-generation peers.

Pell Grant Recipients and Debt at Santa Fe College

The Pell Grant is the largest federal grant for undergraduates from low-income families. Pell vs non-Pell comparisons surface how debt breaks down by need.

The Pell vs non-Pell debt gap at Santa Fe College works out to $2,006.00. Federal data flags this school for Pell-related debt inequity.

Default Rates and Repayment at Santa Fe College

The default-rate classification at Santa Fe College is Low (<5%).

Window Cohort default rate
2-year 19.2%

To put the rates in context, Stafford loans at Santa Fe College total $424,114,144.00 distributed across 35,351 student borrowers.

GI Bill and Military Aid at Santa Fe College

Veteran and active-military students often access dedicated federal aid programs including the GI Bill and Tuition Assistance from the Department of Defense.

GI Bill recipients 213
Avg GI Bill amount $2,107.00
DoD Tuition Assistance recipients 47
Avg DoD Tuition Assistance $1,573.00

For the full rundown of veteran and military benefits, see the veterans benefits detail.

Questions Worth Asking

Numbers only tell part of the story. As you weigh Santa Fe College, a few questions are worth asking:

Dig Deeper into Santa Fe College

For a closer look at any of these topics, follow the links below:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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